FHA VS Conventional loan in Grand-Haven, Ottawa County, Michigan

In 2026, the limit for a conventional loan in Grand-Haven, situated in Ottawa county, MI, is $647,200. Meanwhile, for a single-family home, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the needed income, credit score, reserves, and paperwork to qualify. Our advanced mortgage calculator provides a detailed comparison of Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision on the optimal program for your financial situation in MI.

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2026 Loan Limits and Down Payment Requirements in Grand-Haven, Ottawa County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table refers to the zip codes: 49417

Available Conventional and FHA Loan Options in Grand-Haven, MI

At Lendersa®, we are committed to presenting you with the best possible Conventional, USDA, or FHA loan options swiftly and smoothly, without the hassle. Choose one of three paths to connect with compatible lenders and loan programs.

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Grand-Haven Lenders

  • Tri-Cities Credit Union
  • 905 Pennoyer Avenue, Grand Haven, MI, 49417
  • Lends in Michigan
  • Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,

  • Best Financial Credit Union
  • 1888 East Sherman Boulevard, Muskegon, MI, 49444
  • Lends in Michigan
  • Since 1955, Best Financial Credit Union, formerly Community Schools Credit Union, has focused on providing a comprehensive, member-first banking alternative to the people of West Michigan. We've done so by a combination of getting to know our members' needs on a personal basis, then responding with customized, state-of-the-art services.

  • Service 1 Federal Credit Union
  • 1075 E Sherman Boulevard, Muskegon, MI, 49444
  • Lends in Michigan
  • Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • Lends in Michigan
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • Family Financial Credit Union
  • 3575 Henry Street, Muskegon, MI, 49441
  • Lends in Michigan
  • Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,

  • Lakeshore Federal Credit Union
  • 2182 Lakeshore Drive, Muskegon, MI, 49441
  • Lends in Michigan
  • Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.

  • Port City Federal Credit Union
  • 460 W Laketon Avenue, Muskegon, MI, 49441
  • Lends in Michigan
  • Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset.

    Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944

  • Turn-Key Mortgage
  • 986 West Norton Avenue, Norton Shores, MI, 49441
  • Lends in Michigan
  • Turn-Key Mortgage is a mortgage brokerage that is taking the headaches out of mortgages. We strive to stay ahead of the game in technology and products to make the mortgage process easy and smooth. Not every mortgage is created equal and we are here to help you find the one that works for you the best.

  • Muskegon Federal Credit Union
  • 65 West Laketon Ave., Muskegon, MI, 49441
  • Lends in Michigan
  • MFCU is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere. MFCU Where you're more than a member, you're family" This credit union is federally insured by the National Credit Union Administration.