FHA VS Conventional loan programs in 2025 for Alpena, Alpena County, Michigan

In 2025, the Conventional loan limit for a single-family home in Alpena, county of Alpena, MI is $726,200, whereas the FHA limit is $472,030.

Utilize Lendersa®'s Conventional loan calculator to analyze the most competitive rates available today for Conventional, FHA, and USDA loans, and determine the required income, credit score, reserves, and documents for eligibility. Our enhanced mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA options, providing clarity on the best program to suit your financial profile in MI.

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2025 loan limits and down payment requirements in Alpena, county of Alpena, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparison is applicable to the zip codes: 49707

Diverse Conventional and FHA loan choices in Alpena, MI

At Lendersa®, our goal is to quickly and seamlessly obtain the best possible Conventional, USDA, or FHA loans for you. Start with any of these three options to connect with suitable lenders and tailored loan solutions.

Lendersa USDA loan requests and matching outcomes


  • Dimension Equities
  • 2801 Emmons Avenue, Brooklyn, NY, 11235
  • Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects. We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.
  • First United Bank and Trust Company
  • 162 North Main Street, Madisonville, KY, 42431
  • First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
  • Angle Mortgage Network
  • 31 Saulsbury Road, Suite 2, Dover, DE, 19904
  • Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
  • Alternative Mortgage Solutions Inc
  • 10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
  • We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood
  • Provost Capital
  • 2 Aspetuck Glen, Weston, CT, 06883
  • Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent. With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
  • Mortgage Solutions, LLC
  • 19 Research Park Court, Saint Charles, MO, 63304
  • With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,
  • Equity Prime Mortgage Missouri
  • 6036 Weldon Spring Pkwy, Weldon Spring, MO, 63304
  • Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.