FHA VS Conventional loan programs in 2026 for East-Tawas, Iosco County, Michigan

In 2026, the Conventional loan cap in East-Tawas, situated in Iosco County, MI, reaches $647,200. Meanwhile, the FHA limit for a single-family residence is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's optimal rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the ideal program in MI fit for your financial circumstances.

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2026 Loan Limits and Down Payment Requirements in East-Tawas, Iosco County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable zip codes for this table: 48730

Exploring Conventional and FHA Loan Options in East-Tawas, MI

Lendersa® intends to rapidly secure the most advantageous Conventional, USDA, or FHA loan for you hassle-free. Choose one of three starting options to connect with matching lenders and loan programs.

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East-Tawas Lenders

  • Huron Community Bank
  • 301 North Newman Street, East Tawas, MI, 48730
  • Lends in Michigan
  • Huron Community Bank first opened its doors in 1927 under the name Peoples State Bank. The banks first location and legacy began on the corner of Newman and State Street in East Tawas, MI. That branch was located directly across the street from what is currently known as the banks' headquarters.

  • The Port Austin State Bank
  • 62 East State Street, Port Austin, MI, 48467
  • Lends in Michigan
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.

  • Thumb National Bank and Trust
  • 7254 Michigan Avenue, Pigeon, MI, 48755
  • Lends in Michigan
  • Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges

  • HPC Credit Union
  • 1234 W Chisholm Street, Alpena, MI, 49707
  • Lends in Michigan
  • At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community.
    We have three full-service locations, two in Alpena, MI and one in West Branch, MI.
    and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi

  • Northland Area Federal Credit Union
  • 1161 N. Bagley St., Alpena, MI, 49707
  • Lends in Michigan
  • In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.

  • Alpena Community Credit Union
  • 710 W. Miller St., Alpena, MI, 49707
  • Lends in Michigan
  • Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.

  • Alpena Alcona Area Credit Union
  • 1100 S Bagley Street, Alpena, MI, 49707
  • Lends in Michigan
  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”

  • United Bay Community Credit Union
  • 1309 N. Lincoln Ave., Bay City, MI, 48708
  • Lends in Michigan
  • United Bay Community Credit Union (UBCCU) was founded with one core purpose in mind: to build and foster the financial well-being of our community. More than just a bank, UBCCU is a member-owned, not-for-profit financial institution. We provide a safe place to grow strong financial roots.

  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Lends in Michigan
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.