FHA VS Conventional loan programs in 2026 for Ann-Arbor, Washtenaw County, Michigan
In 2026, in the city of Ann-Arbor and the county of Washtenaw, MI, the allowable amount for conventional loans is set at $647,200. Meanwhile, the FHA's limit for a single-family property is $420,680.
Lendersa® Conventional loan calculator helps in comparing today’s top rates for Conventional loans contrasted with FHA and USDA. You can evaluate the income, credit, reserves, and required documents needed for qualification. This sophisticated mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA programs, guiding you to choose the best fit for your financial needs in MI.
2026 Loan Limits and Down Payment Requirements in Ann-Arbor, Washtenaw County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The details above apply to these zip codes: 48103, 48104, 48105, 48108, 48109, 48113
Explore Conventional and FHA Loan Choices in Ann-Arbor, MI
Lendersa® aims to offer you an exceptional experience in securing the most suitable Conventional, USDA, or FHA loan quickly and simply. Choose from three ways to connect with matching lenders and their loan options.
421 N Northwest Highway, Suite 22, Barrington, IL, 60010
Our mission at Fidelity Mortgage Capital is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
421 North Northwest Highway, Suite 16, Barrington, IL, 60010
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process. Our goal is to help the you find a loan that fits your unique needs.
840 S Northwest Highway, Suite 202, Barrington, IL, 60010
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing the lowest interest rates and closing costs possible. Futhermore, we pleadge to help borrowers overcome roadblocks that can arise while securing a loan.
10 Executive Court, Suite 2, South Barrington, IL, 60010
ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
All Home Mortgages LLC is a Cincinnati based mortgage company. It's goals are to provide great rates, service, and communication to it's clients and referral partners. Whether looking to refinance or purchase, we will work hard to get you a great deal on your mortgage and educate you on the process.
Oostburg State Bank is a Wisconsin community bank focused on the needs of local families, businesses, and farmers. At Oostburg State Bank, we provide flexible, modern banking solutions on a local level. That means you get the convenience and dependability you need from a banking institution, with the personalized service you deserve.
1228 Central Parkway, Room 302, Cincinnati, OH, 45202
Our Credit Union is a member owned not-for profit organization aimed at assisting our members. We strive to provide innovative products and personalized service to help members achieve their financial goals. The credit union was establised to receive and manage the vacation fund contributions for members of the Pipe Fitters Local Union No. 392.
700 Walnut Street, Suite 300, Cincinnati, OH, 45202
BlueMark Capital is a full service commercial mortgage banking firm with offices in Cincinnati, Dayton, and Cleveland, Ohio. BlueMark originates, closes, and services a loan portfolio in excess of $1.4 billion. In addition to having CMBS and agency relationships, the company exclusively represents more than 20 Life.
312 Walnut Street, Suite 1600, Cincinnati, OH, 45202
"JT Capital Advisors has been a lender & broker for years doing transactions nationwide every day. We speak to lenders as a regular part of our business.
We “STUDY” our lenders first…their needs…what they are willing to fund. By knowing in advance what they WANT to approve, we immediately know how to structure and package your file for approva
