FHA VS Conventional loan programs in Chelsea, Washtenaw County, Michigan
In 2026, the limit for conventional loans in Chelsea, located within Washtenaw county, MI, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
To compare the top rates available today for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Ascertain the income, credit, reserves, and necessary documents required for qualification. With our advanced mortgage comparison tool, see Conforming Conventional, USDA, FHA, and VA loans in parallel, aiding you in choosing which program in MI suits your financial needs best.
2026 Loan Limitations and Down Payment Requirements in Chelsea, County of Washtenaw, MI
Type of Loan
Loan Limit Ceiling
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 48118
Explore Options for Conventional and FHA Loans in Chelsea, MI
Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan options promptly and without hassle. Choose from three start points to connect with matching lenders and loan programs tailored to your needs.
Whether you're purchasing your first home, are a seasoned investor with multiple properties or fall somewhere in between, we're here to ensure you get the maximum return on your investment by choosing the best mortgage product to meet both your short AND long-term financial goals.
If you are looking for First Equity Residential Mortgage, Inc., or are interested in financing a home in Michigan, you've come to the right place. Although we have some information on the website, the lending industry is going through constant change. We encourage you to give us a call with your unique circumstances and needs.
At Arbor One Mortgage Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
2075 W. Stadium Blvd., #2950, Ann Arbor, MI, 48106
Lends in Michigan
Green Block Inc. is your trusted partner in real estate financing, offering tailored solutions nationwide. Specializing in fix-and-flip/hold, bridge, and DSCR loans, we provide up to 95% LTV and 100% rehab funding, empowering you to turn opportunities into success. Contact Marcia Gilad at mgilad@greenblockinc.com or call 3234870544 to elevate your
2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
Lends in Michigan
Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
Our journey began late in 2012, with the principles of honesty, integrity, and transparency cemented in our company mission. Our client focused approach allows our team to provide tailored financing solutions to your unique situation. We remain highly competitive in the marketplace by offering our clients guaranteed rates at wholesale pricing.
Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.
340 E Huron Street, Suite 100, Ann Arbor, MI, 48104
Lends in Michigan
UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
