Explore the differences! FHA VS Conventional loan programs in Chelsea, Washtenaw County, Michigan

In 2026, the limit for conventional loans in Chelsea, located within Washtenaw county, MI, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030.

Today's view on Conventional loan rates by Lendersa
Comparison of loan calculators

To compare the top rates available today for Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. Ascertain the income, credit, reserves, and necessary documents required for qualification. With our advanced mortgage comparison tool, see Conforming Conventional, USDA, FHA, and VA loans in parallel, aiding you in choosing which program in MI suits your financial needs best.

Browse and compare loan offers from a group of 100 lenders

2026 Loan Limitations and Down Payment Requirements in Chelsea, County of Washtenaw, MI

Type of Loan Loan Limit Ceiling Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 48118

Explore Options for Conventional and FHA Loans in Chelsea, MI

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan options promptly and without hassle. Choose from three start points to connect with matching lenders and loan programs tailored to your needs.

  1. Submit a comprehensive request with optimized Conventional/USDA/FHA loan options
  2. Discover and analyze Conventional, USDA, and FHA rates & terms
  3. Browse through the largest database of Conventional lenders
Results from Lendersa's USDA loan request matches



  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101

  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities

  • Smart Choice Credit Union
  • 1075 Blythe Avenue SE, Cleveland, TN, 37311

  • Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.

  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311

  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.

  • Bank of Cleveland
  • 75 Bobby Taylor Ave, Cleveland, TN, 37311

  • Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
    main bank office buildingToday, Bank of Cleveland is the only locally owned

  • Greentree Mortgage Company, LP
  • 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043

  • Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).

  • ACRE MORTGAGE & FINANCIAL, INC.
  • 400 Sheppard Rd, Voorhees, NJ, 08043

  • Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,

  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265

  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.

    We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.

  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265

  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.

  • Liberty Mortgage USA LLC
  • 146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026

  • Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.

  • Greentree Mortgage
  • 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026

  • You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.

  • All American Mortgage Lending Inc
  • 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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