Explore the differences! FHA VS Conventional loan programs in Ypsilanti, Washtenaw County, Michigan
In 2026, the Conventional loan restriction in Ypsilanti, Washtenaw county, MI, is marked at $726,200. For a single-family home, the FHA cap is $472,030.
Explore the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today. Find out the income, credit, reserves, and documents necessary to qualify. With our refined mortgage calculator, you can examine Conforming Conventional loans side-by-side with USDA, FHA, and VA options, aiding you in selecting the best choice in MI for your financial plans.
2026 Loan Limits and Down Payment Requirements in Ypsilanti, Washtenaw, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These details apply to the zip codes: 48198
Conventional and FHA Loan Options in Ypsilanti, MI
The goal of Lendersa® is to swiftly link you with the best Conventional, USDA, or FHA loan, hassle-free. Select one of three starting pathways that lead to suitable lenders and loan schemes.
C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
Cluett Capital Partners provides commercial real estate financing solutions, including private money, hard money, DSCR loans, and institutional capital from banks, Fannie Mae, Freddie Mac, CMBS, HUD/FHA, and life companies. We structure customized bridge, construction, and permanent loans for multifamily and investment properties, delivering competitive terms and efficient execution in today’s evolving capital markets.
340 E Huron Street, Suite 100, Ann Arbor, MI, 48104
Lends in Michigan
UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
Lends in Michigan
Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
5820 N. Canton Center, Suite 125, Canton, MI, 48187
Lends in Michigan
Approved Mortgages has been serving our community since 1996 and has partnered with other lenders to meet the growing needs of our clients over the years. The company was originally founded by Bill and Shahnaz Broucek in Canton, Michigan, where we still operate to this day.The key in choosing us over anyone else is understanding.
