Explore the differences! FHA VS Conventional loan programs in Ypsilanti, Washtenaw County, Michigan

In 2025, the Conventional loan restriction in Ypsilanti, Washtenaw county, MI, is marked at $726,200. For a single-family home, the FHA cap is $472,030.

Explore the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today. Find out the income, credit, reserves, and documents necessary to qualify. With our refined mortgage calculator, you can examine Conforming Conventional loans side-by-side with USDA, FHA, and VA options, aiding you in selecting the best choice in MI for your financial plans.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Ypsilanti, Washtenaw, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These details apply to the zip codes: 48198, 48197

Conventional and FHA Loan Options in Ypsilanti, MI

The goal of Lendersa® is to swiftly link you with the best Conventional, USDA, or FHA loan, hassle-free. Select one of three starting pathways that lead to suitable lenders and loan schemes.

Results of Lendersa USDA loan matching


  • Elevation Mortgage LLC
  • 7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
  • "ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND. Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
  • The Abair Team Mortgages
  • 1 S Tejon St, Colorado Springs, CO, 80903
  • Making your dream of home ownership a reality is our business at The Abair Team Mortgages. We are your premier mortgage consultant in Colorado Springs, CO, guiding you through every step in the process of home buying and obtaining a mortgage. Our team of mortgage lenders seeks to provide you with a stress-free mortgage experience
  • 719 Lending
  • 104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903
  • 719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
  • Five Star Mortgage LLC
  • 2692 Linden Drive, Boulder, CO, 80304
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Air Academy Federal Credit Union
  • PO Box 62910, Colorado Springs, CO, 80962
  • Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
  • Equal Housing Opportunity
  • 11012 Montesa Drive, Austin, TX, 78726
  • Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
  • Island View Private Loan Fund
  • 2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
  • Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine
  • Indigo Mortgage Colorado
  • 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
  • At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process