FHA VS Conventional loan programs in 2026 for Benton-Harbor, Berrien County, Michigan
For 2026, the conventional loan in Benton-Harbor, within Berrien county, MI, has a limit of $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.
Turn to Lendersa®'s Conventional loan calculator to assess today's top rates across Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and documents. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans in MI to find the optimal financial solution.
2026 loan limits and downpayment details in Benton-Harbor, Berrien county, MI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applicable to zip codes: 49022
Explore Conventional and FHA loan options in Benton-Harbor, MI
At Lendersa®, our aim is to provide you with an excellent Conventional, USDA, or FHA loan swiftly and with ease. Begin by selecting from three methods that align you with suitable lenders and loan options.
1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085
Liberty Capital Services after graduating from Ohio State University with degrees in finance. As financial planners, we could have remained in the traditional private banking industry, but we decided to embark on a new venture to create a mortgage consulting service like no other.
150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085
Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.
Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
Gas & Electric Credit Union proudly serves employees and retirees of MidAmerican Energy, the City of Rock Island, BITCO Insurance, Illinois Casualty Company, Rock Island Corps of Engineers, Friendship Manor, Rock Island Milan School District, Downtown Rock Island District Businesses and many other local, small businesses
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
