FHA VS Conventional loan programs in 2026 for Benton-Heights, Berrien County, Michigan

In 2026, the limit for Conventional loans in Benton-Heights, in Berrien County, MI, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

Use the Lendersa® Conventional loan calculator to compare top rates today between Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the ideal program in MI for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Benton-Heights, Berrien County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is applicable to these zip codes: 49022

FHA and Conventional Loan Options in Benton-Heights, MI

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan promptly and without hassle. Choose from three initial options connecting you to matching lenders and loan programs.

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Benton-Heights Lenders

  • United Federal Credit Union
  • 2819 South State Street, Saint Joseph, MI, 49085
  • Lends in Michigan
  • United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.

  • Honor Credit Union
  • 8385 Edgewood Road, Berrien Springs, MI, 49103
  • Lends in Michigan
  • Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.

  • G. W. Jones Exchange Bank
  • 115 West Main Street, Marcellus, MI, 49067
  • Lends in Michigan
  • The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.