Explore the differences! FHA VS Conventional loan programs in Benton-Heights, Berrien County, Michigan

In 2026, the limit for Conventional loans in Benton-Heights, in Berrien County, MI, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.

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Use the Lendersa® Conventional loan calculator to compare top rates today between Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the ideal program in MI for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Benton-Heights, Berrien County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is applicable to these zip codes: 49022

FHA and Conventional Loan Options in Benton-Heights, MI

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan promptly and without hassle. Choose from three initial options connecting you to matching lenders and loan programs.

  1. Submit a comprehensive request for Conventional/USDA/FHA loans optimization
  2. Explore available rates & terms for Conventional, USDA, and FHA
  3. Access the largest database of Conventional lenders
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  • The Harbor Bank of Maryland
  • 25 West Fayette Street, Baltimore, MD, 21201

  • Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,

  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201

  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.

  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201

  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program

  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201

  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to

  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508

  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.

  • Nebraska State Employees Credit Union
  • 330 S. 16, Lincoln, NE, 68508

  • NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.

  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495

  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group

  • SECU Credit Union
  • 971 Corporate Blvd, Linthicum Heights, MD, 21090

  • SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.

  • FIDELIS MORTGAGE CORPORATION
  • 1205 E King St, Lancaster, PA, 17602

  • Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud

  • One American Bank
  • 549 Broadway, Centerville, SD, 57014

  • ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
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