In 2026, the loan limit for a Conventional loan in Berrien-Springs, situated in Berrien county, MI, is $647,200, while the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare today's optimal rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, see Conforming Conventional, USDA, FHA, and VA loans side-by-side to help decide which program in MI best suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 49103
The goal of Lendersa® is to promptly connect you with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting options that lead to matching lenders and ideal loan programs.
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