FHA VS Conventional loan in Michigan-Center, Jackson County, Michigan

In 2025, the limit for Conventional loans in Michigan-Center, located in Jackson County, MI, is set at $647,200, while the FHA limit is $420,680 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to analyze today's leading rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program within MI that fits your financial context.

Explore loan offers from over 100 lenders today

2025 Loan Limits and Down Payment Needs in Michigan-Center, Jackson County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Please note: The comparison table applies to zip codes: 49254, 49201, 49203

Options for Conventional and FHA Loans in Michigan-Center, MI

Our goal at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from three initial approaches that will connect you to matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • National Trust Lending
  • 7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including: Fixed Rate Adjustable Rate Conventional FHA va Jumbo"
  • Streit Lending
  • 15350 SHERMAN WAY STE 210, Van Nuys, CA, 91406
  • Streit Lending (www.streitlending.com) is the bridge and construction lending business affiliated with the Streit Family. We provide borrowers with direct access to private capital through the financial strength and liquidity of the Streit Family. All loans are funded using the Streit Family balance sheet.
  • Wilak Financial Corporation
  • 11011 Crenshaw Boulevard, Suite 202, Inglewood, CA, 90303
  • Wilak Financial Group is a mortgage and real estate agency in Inglewood, California, with the goal of helping home buyers find practical deals that suit their estate needs. The agency was established in 2005, making our experience, scope, and knowledge of the history and development of the real estate market our edge in the industry
  • B Squared Funding - Home Loans
  • 1100 E 3rd St, Long Beach, CA, 90802
  • B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States. B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
  • Investors Realty Partners
  • 235 Broadway, Suite 218, Long Beach, CA, 90802
  • Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
  • Allways Financial Services Inc.
  • 1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
  • AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • LBL Mortgage
  • 3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
  • LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
  • Northwest Financial Network Corporation
  • 17907 Raymer Street, Northridge, CA, 91325
  • Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
  • KB Capital group
  • 15021 ventura blvd, Sherman Oaks, CA, 91403
  • We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close Private money / Non-QM programs 70 CLTV No fico required
  • Option One Lending
  • 14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
  • Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
  • 1st Point Lending Inc.
  • 15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
  • 1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc