Explore the differences! FHA VS Conventional loan programs in Michigan-Center, Jackson County, Michigan

In 2025, the limit for Conventional loans in Michigan-Center, located in Jackson County, MI, is set at $647,200, while the FHA limit is $420,680 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to analyze today's leading rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program within MI that fits your financial context.

Explore loan offers from over 100 lenders today

2025 Loan Limits and Down Payment Needs in Michigan-Center, Jackson County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Please note: The comparison table applies to zip codes: 49254, 49201, 49203

Options for Conventional and FHA Loans in Michigan-Center, MI

Our goal at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from three initial approaches that will connect you to matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Pacific Green Funding
  • 29300 Kohoutek Way, Suite 110, Union City, CA, 94587
  • We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.
  • Aiyar, Bala G
  • 4701 Rose Way, Union City, CA, 94587
  • Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.
  • MRL Group
  • 3982 Horner Street, Suite C, Union City, CA, 94587
  • MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
  • Excite Credit Union
  • 265 Curtner Ave, San Jose, CA, 95125
  • Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
  • The Property Network, Inc.
  • 1342 Lincoln Avenue, San Jose, CA, 95125
  • The Property Network is a company made up with professionals who provide customers with a complete solution to purchasing, selling and refinancing a home. With a comprehensive approach to customer service, The Property Network makes the client transaction a positive and enjoyable experience.
  • BayCal Mortgage
  • 3553 Castro Valley Blvd, Suite H, Castro Valley, CA, 94546
  • "BayCal Capital is a client-focused and trustworthy company, providing ethical and sound advice in real estate & lending. Our team of professional Realtors and Mortgage Originators, come with an extensive amount of experience in the Real Estate industry, and are available at any time."
  • Bay Area Loan
  • 1401 Saint Francis Drive, San Jose, CA, 95125
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Preferred Mortgage Loans
  • 1090 Lincoln Avenue, Suite 9, San Jose, CA, 95125
  • Preferred Mortgage Loans is a dynamic mortgage broker whose mission is to provide the community with the best loan programs available, making homeownership as affordable as possible. We accomplish this through consumer education, building long term relationships based on honesty, integrity and a dedication to excellent customer service.
  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.
  • Foley Mortgage
  • 1660 Hamilton Ave, Suite 100, San Jose, CA, 95125
  • Foley Mortgage provides mortgage financing for all types of borrowers and situations, including refinances, purchases, FHA / VA. Additionally we offer hard money loans for investor flips, estate trusts or probate, rehab projects, small commercial and mixed use properties. Mike Foley is the co-owner & creative side of Foley Mortgage.
  • Excel Trust Deed Investments
  • 1314 Lincoln Ave, Suite 2A, San Jose, CA, 95125
  • "Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years. Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."