Explore the differences! FHA VS Conventional loan programs in Davison, Genesee County, Michigan

In 2026, the Conventional loan limit in Davison, located in Genesee County, MI, is set at $726,200, while the FHA limit is $472,030 for single-family homes.

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Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans, helping you choose the appropriate program in MI for your specific financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Davison, Genesee County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes for the table: 48423

Conventional and FHA Loan Opportunities in Davison, MI

The mission of Lendersa® is to secure for you an optimal Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting options to connect with matching lenders and loan programs.

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  2. Research initial rates and terms for Conventional, USDA, and FHA
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Davison Lenders


  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan

  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.

  • Epic Mortgage Group
  • 12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439
  • Lends in Michigan

  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • MD Mortgage Inc
  • 6436 E Maple Ave, Grand Blanc, MI, 48439
  • Lends in Michigan

  • We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan. Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.

  • Dort Financial Credit Union
  • 9048 Holly Rd, Grand Blanc, MI, 48439
  • Lends in Michigan

  • Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.

  • Grand Oak Mortgage
  • 5225 E Cook Rd, Grand Blanc, MI, 48439
  • Lends in Michigan

  • Grand Oak Mortgage Company is privately owned. We specialize in Mortgage Residential Lending. We are a licensed Mortgage Broker in the State of Michigan. We assist borrower's looking to refinance their current home or purchase a new home.Grand Oak Mortgage specializes in finding the perfect loan program to fit the individual needs of our borrowers.

  • Financial Plus Credit Union
  • PO Box 7006, Flint, MI, 48507
  • Lends in Michigan

  • Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.

  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Lends in Michigan

  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.

  • Kline Mortgage and Lending LLC
  • 4290 Old Carriage Rd, Flint, MI, 48507
  • Lends in Michigan

  • Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.

  • Sovita Credit Union
  • 4411 Calkins Road, Flint, MI, 48532
  • Lends in Michigan

  • Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
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