In 2026, the conventional loan limit in Dearborn, part of Wayne County, MI, is established at $726,200. Meanwhile, the FHA limit for a single-family residence is set at $472,030.
The Lendersa® Conventional loan calculator is a vital tool for evaluating current top rates of Conventional loans compared to FHA and USDA. Assess income, credit, reserve requirements, and necessary documents for qualification. With this tool, view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in determining the best choice for your specific financial needs in MI.
Look through loan offers from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 48128, 48120, 48126, 48124, 48121, 48123
Lendersa® is committed to swiftly connecting you with the optimal Conventional, USDA, or FHA loan, avoiding unnecessary complexities. Select from three different starting points devised to align you with matching lenders and tailored loan solutions.
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