Explore the differences! FHA VS Conventional loan programs in Dearborn-Heights, Wayne County, Michigan

For 2025, the limit for conventional loans in Dearborn-Heights, part of the county of Wayne, MI, is designated as $647,200. The FHA loan limit for a single-family home is set at $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate the most favorable rates available today for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents required for qualification with ease. Our modern mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans in parallel, helping you select the best program in MI that fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Dearborn-Heights, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the zip codes: 48127, 48125

Exploring Conventional and FHA Loan Opportunities in Dearborn-Heights, MI

The aim of Lendersa® is to promptly provide you with optimal Conventional, USDA, or FHA loans. Choose from three beginning options that align you with suitable lenders and loan programs.

Lendersa USDA loan request and results


  • Raybon Mortgage Inc
  • 537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
  • Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
  • California Capital Inc
  • 1757 South Euclid Avenue, Ontario, CA, 91762
  • California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Greystone Loans Inc.
  • 706 North Mountain Avenue, Ontario, CA, 91762
  • Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
  • Mortgage Equities Inc
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.
  • BestWay Lending Inc,
  • 304 35th Avenue Court Northwest, Gig Harbor, WA, 98335
  • Best Way Lending takes your loan seriously. We take time to evaluate your situation and give you the advice you can depend on to confidently make the offer on your home. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
  • Northwest Mortgage Services, Inc.
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.
  • Fairway Independent Mortgage Corporation
  • 5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
  • Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service
  • Trust Mortgage
  • 490 Ave. José de Diego, San Juan, PR, 00923
  • Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.
  • Granite Home Loans
  • 418 NE 4th Ave, Suite 109, Camas, WA, 98607
  • Our mission is to provide quality English language instruction through a variety of courses to international and local students in a professional and supportive atmosphere utilizing our unique English teaching methodology.Our mission is to provide quality English language instruction through a variety of courses to international.
  • Maximum Mortgage & Real Estate Inc.
  • 18301 Collier Avenue, Suite B, Lake Elsinore, CA, 92530
  • Maximum Mortgage & Real Estate Inc Full Service Real Estate, Mortgage and Property Management firm. We truly enjoy what we do and constantly look for ways to become better. We take pride in serving the community we live in and love the rich history and culture that North San Diego offers.
  • MCapital Holdings LLC
  • 2065 New Haven Avenue, Claremont, CA, 91711
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach. Our long history in this business