FHA VS Conventional loan programs in 2025 for Westland, Wayne County, Michigan

In 2025, the conventional loan limit set for Westland in Wayne County, MI, is $726,200. Conversely, for FHA loans, the limit dedicated to a single-family home is $472,030.

Employ the Lendersa® Conventional loan calculator for making effective comparisons of the current top rates among Conventional, FHA, and USDA loans. This tool is beneficial for determining your necessary income, credit profile, reserves, and documentation for qualification. You can view Conforming Conventional loans alongside USDA, FHA, and VA options, enabling you to choose the most suitable program for your financial scenario in MI.

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2025 Loan Limits and Down Payment Requirements in Westland, Wayne County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 48185, 48186

Discover Conventional and FHA Loan Options in Westland, MI

At Lendersa®, the goal is to guide you to the most advantageous Conventional, USDA, or FHA loan quickly and smoothly. Select one of three entry points crafted to connect you with the right lenders and suitable loan programs.

Lendersa USDA loan request and corresponding matching results


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  • YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
  • Kind Home Loans Inc
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  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
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  • Crawford Park Financial Inc.
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  • Finance Connection
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  • Heritage Grove Federal Credit Union
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  • When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
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  • Mighty Mortgage Home Loans
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  • Maps Credit Union
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