FHA VS Conventional loan programs in 2025 for Holland, Ottawa County, Michigan

In the year 2025, within Holland, situated in Ottawa County of MI, the set limit for a conventional loan is $726,200. Conversely, the FHA established limit for a single-family home is capped at $472,030.

The Lendersa® Conventional loan calculator offers a comprehensive comparison of today's best rates across various loan types including Conventional, FHA, and USDA. This tool is adept at helping potential borrowers evaluate the required income, credit standing, reserves, and necessary documentation to qualify for these loans. By positioning Conforming Conventional loans alongside USDA, FHA, and VA options, the calculator facilitates an informed decision on the most suitable program that aligns with your financial goals in MI.

Access and compare loan offers from a range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Holland, Ottawa County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 49423, 49422

Exploring Your Conventional and FHA Loan Options in Holland, MI

The primary objective of Lendersa® is to ensure you are connected swiftly and seamlessly with the best-suited Conventional, USDA, or FHA loan, eliminating unnecessary hurdles. Start by selecting one of three entry points, which have been designed to match you with lenders and tailor-made loan programs that meet your specific financial needs.

Lendersa USDA loan request and matching results


  • Summit Financial Services
  • 3977 Coffee Road, Suite A, Bakersfield, CA, 93308
  • The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.
  • Giving Tree Lending
  • 1440 N. Harbor Boulevard, Suite 900, Fullerton, CA, 92835
  • Giving Tree Lending (GTL), we operate for the sole purpose of providing low-cost mortgage financing to all. Our commitment to client service ensures a hassle-free and financially satisfying consumer experience.By maintaining a vast network of banking relationships, we have access to the most favorable terms available.
  • Legacy Financial Services
  • 669 Tyler Dr, Fullerton, CA, 92835
  • "At Legacy Financial Services, we not only help you with your mortgage, but we also want to be your ""mortgage advisor for life."" There is more than just finding a home loan in California. You need the expertise of a ""mortgage advisor"" that can review your whole financial situation and recommend the right loan program for you."
  • Menconi & Associates / California Mortgage Group
  • 1370 N. Brea Blvd, Suite 203, Fullerton, CA, 92835
  • Menconi & Associates / California Mortgage Group began within the mid 1980’s with associates from our current company. Then, in 2002, through the efforts of Mr. Menconi it became a family-owned company. To date, several members of the Menconi family have performed various functions within Menconi & Associates / California Mortgage Group.
  • Tucoemas Federal Credit Union
  • 614 S Akers St, Visalia, CA, 93277
  • Tucoemas Federal Credit Union's roots in Tulare County stretch back to 1948 when nine original members pooled their savings to create our credit union. We've grown steadily since and now offer accounts, real estate loans, auto loans, personal loans and more through four California branches in Visalia, Tulare and Porterville.
  • MAV Mortgage
  • 755 North Peach Ave Suite H5, Clovis, CA, 93611
  • At MAV Mortgage, our mission is to set a high standard in the mortgage industry.We are committed to quality customer service -putting the people we serve first.Our goal is to carefully guide you through the home loan process,so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available.
  • Universal Lending & Real Estate
  • 1522 Shaw Ave, Clovis, CA, 93611
  • Our expertise and professionalism are ready,willing & able to accomplish your goal: a no-hassle, up-front loan package for your home at the most competitive rates available anywhere.The above navigation menu bar provides you with an array of choices.We trust you will enjoy the ease & simplicity of our web site's valuable resources in assisting you.
  • Robert Castro
  • 2651 E Chapman Ave, Suite 215C, Fullerton, CA, 92831
  • Our mission at Southern Cal Funding is to make applying for a home loan as painless and smooth a process as possible. We work with many wholesale banks that offer extremely competitive programs whether your a 1st Time Buyer, an Investor, or just selling and buying your next home!
  • Lock Rate Mortgage LLC
  • 1020 South Raymond Avenue, Suite A, Fullerton, CA, 92831
  • Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs. We believe that shopping for the best mortgage should be easy, transparent and flexible and also Lock Rate is a California based Mortgage company dedicated to servings Californian’s home financing needs.
  • Fullerton Community Lending
  • 1440 North Harbor Boulevard, Suite 900, Fullerton, CA, 92831
  • Fullerton Community Lending is a Mortgage Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances, investments and commercial loans. We offer FHA, Conv, and Jumbo at competitive interest rate. Broker located in the City of Fullerton. We have 13 year experience and with home purchases,refinances,