Explore the differences! FHA VS Conventional loan programs in Eaton-Rapids, Eaton County, Michigan

For 2026, the conventional loan limit for a single-family residence in Eaton-Rapids, situated in Eaton county, MI, is set at $647,200, while the FHA loan cap is $420,680.

Apply the Lendersa® Conventional loan calculator to examine today's prime rates for Conventional, FHA, and USDA loans. Determine the necessary income, creditworthiness, reserves, and documentation to qualify. Our sophisticated mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, providing assistance for selecting the most suitable program in MI for your financial decisions.

Review a broad range of loan offers from 100 lenders

Loan Limits and Downpayment Guidelines for 2026 in Eaton-Rapids, Eaton County, MI

Type of Loan Maximum Loan Required Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to these specific zip codes: 48827

Options for Conventional and FHA Loans in Eaton-Rapids, MI

The mission of Lendersa® is to quickly connect you with the best Conventional, USDA, or FHA loan options with minimal hassle. Opt for one of three starting paths to match with appropriate lenders and loan programs.

Results from Lendersa's USDA loan requests


  • Petrous Capital, LLC
  • 2110 Devere Lane, Baltimore, MD, 21228
  • Petrous Capital, LLC is a commercial 'hard money' lender providing purchase and rehabilitation financing to non-owner occupant
    residential real estate investors. These loans are generally of a term not greater than six months and can fund property acquisition, closing
    costs and specific renovations to a maximum loan-to-value ratio of 70%.

  • Mortgage247, LLC
  • 11 Newburg Ave, Suite 202, Catonsville, MD, 21228
  • Mortgage247 provides financing solutions for residential real estate transactions, striving to put the people we serve first. Let us walk you through the loan process so that you can confidently select the best mortgage solution for you and your family. residential real estate transactions

  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.

  • CommonWealth One Federal Credit Union
  • 4875 Eisenhower Avenue, Alexandria, VA, 22304
  • CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.

    From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members

  • MidAtlantic Financial Group, Inc
  • 433 Clayton Lane, Alexandria, VA, 22304
  • MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!

  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Trius Lending Partners
  • 1104 Kenilworth Ave Ste 501, Towson, MD, 21204
  • Trius delivers fast, reliable private lending for real estate investors who need certainty to win deals. We move quickly, communicate clearly, and execute without delays.

    Fix & Flip and Fix-to-Rent loans (up to 100% rehab), all property types, $150K–$3.5MM. New investors welcome. Closings in as little as 48 hours.

    Contact us today 📩 henry@tr

  • Destiny Mortgage Group Inc
  • 606 Bosley Avenue, 1st Floor, Towson, MD, 21204
  • Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.

  • Arrive Mortgage LLC
  • 100 West Road, Suite 300, Towson, MD, 21204
  • "At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable.
    Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"