FHA VS Conventional loan programs in 2025 for Holt, Ingham County, Michigan

In 2025, the Conventional loan limit for Holt in Ingham county, MI, is $726,200, while the FHA loan cap for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the day's best rates for Conventional, FHA, and USDA loans. Assess what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to decide which program in MI best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Holt, Ingham, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for zip codes: 48842, 48911, 48824

Conventional and FHA Loan Options in Holt, MI

The goal at Lendersa® is to offer you the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting options to find matching lenders and loan programs.

Lendersa USDA loan request and result matches


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  • Carpenter Home Loans LLC
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  • Carpenter Team in AZ is a personal loan officer for clients in Arizona and California. We know what you need to get the home of your dreams. This is why our experts waste no time in helping you own the house you and your family deserve and also aim to educate both individuals and families alike on how they can have access to competitive financing
  • Arizona Lending Source, Inc.
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  • Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve. Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi
  • Day 1 Mortgage
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  • Day 1 Mortgage is designed to provide a simple and clear path to homeownership by offering a full range of home financing options. And you can rest assured that we’ll provide the best terms possible for your situation. Day 1 Mortgage is committed to making your mortgage application as simple and seamless as possible.
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  • The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home! Exceptional Service: Communication is the key that unlocks success
  • Best Damn Loans, LLC
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  • Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.
  • Arizona Lending Group
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  • Arizona Lending Group specializes in Conventional home loans, VA loans, FHA loans, USDA loans, Jumbo loans, and Reverse Mortgages. We are based in Scottsdale, Arizona and have a passion for customer service. Get pre-approved in minutes and take advantage of our low rates, low fees, and around the clock service.
  • Mizar Commercial LLC
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  • When you work with Mizar, you’re working with experienced professionals that know how to properly manage and execute the best and most efficient lending solutions for all types of real estate projects.Real Estate financing isn’t just a one-size-fits-all solution. It takes experience, knowledge, trust, personal attention to detail, and speed.