Explore the differences! FHA VS Conventional loan programs in Charlotte, Eaton County, Michigan

In 2025, Convetional loan limit in Charlotte, county of Eaton, MI is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MI is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Charlotte, county of Eaton, MI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 48813

Conventional and FHA loan options in Charlotte, MI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Home State Bank IA
  • 115 West State Street, Jefferson, IA, 50129
  • At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
  • Freedom Federal Credit Union
  • 2019 Emmorton Road, Bel Air, MD, 21015
  • Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
  • Members First of Maryland Federal Credit Union
  • 1631 Merritt Boulevard, Baltimore, MD, 21222
  • In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
  • United Trust Financial LLC
  • 40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
  • Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
  • Blevins Home Mortgage
  • 2114 Swartz Rd, Darlington, MD, 21034
  • Blevins Home Mortgage. We are a full service mortgage company based in Darlington, Maryland. We service all of Maryland and specialize in FHA Loans, VA Loans, USDA Loans, Conventional Loans and Renovations Loans. Whether you are buying a home or refinancing, Blevins Home Mortgage has got you covered.
  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
  • Washingtonian Mortgage LLC
  • 2191 Defense Highway, Suite 300, Crofton, MD, 21114
  • Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify