FHA VS Conventional loan programs in Farmington-Hills, Oakland County, Michigan

In 2025, the limit for conventional loans in Farmington-Hills, within Oakland County, MI, is established at $647,200, whereas the FHA sets its cap at $420,680 when considering a single-family home.

Use the Lendersa® Conventional loan calculator to evaluate today's prime rates, contrasting Conventional against FHA and USDA options. This tool helps identify the necessary income, credit level, reserves, and documents for qualification. With our advanced mortgage calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA solutions, supporting your decision on the most appropriate program for your unique financial needs in MI.

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2025 Loan Limits and Down Payment Requirements in Farmington-Hills, Oakland County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 48336, 48335, 48334, 48331

Exploring Conventional and FHA Loan Options in Farmington-Hills, MI

The mission of Lendersa® is to promptly connect you with the best available Conventional, USDA, or FHA loan with minimal difficulty. Opt for one of three starting points designed to match you with lenders and loan programs suitable to your requirements.

Lendersa USDA loan request and its matching results


  • Sequoia Mortgage LLC
  • 118 Vintage Park Boulevard, Suite WV162, Houston, TX, 77070
  • We founded Sequoia Mortgage with the core belief that we can provide a better and more personalized experience to every customer we are privileged to serve. Providing that intangible something that takes average to amazing is what drives us. These aren't just words to us, they are the force behind everything we do to help our customers.
  • Vintage HomeLoan, LLC
  • 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070
  • Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
  • Next Step Home Loans, LLC
  • 12841 Jones Rd. #245, Houston, TX, 77070
  • Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.
  • SPCO Credit Union
  • 12755 N Houston Rosslyn Road, Houston, TX, 77086
  • SPCO Credit Union began by serving railroad employees. Over the years we have expanded to serve employees in the printing industry as well as community members throughout Houston. Membership is free to those who live, work, worship or go to school within 10 miles of any of our branch locations.
  • INTERLINC MORTGAGE SERVICES, LLC
  • 5875 North Sam Houston Parkway West, Suite 300, Houston, TX, 77086
  • InterLinc, we believe that in order to deliver the “service without exception” experience, we must have the ability to manage every aspect of the mortgage process. As a mortgage company, InterLinc provides in-house origination, processing, underwriting, and closing. By using this full-service approach, we do not have to rely on anyone
  • Intrepid Lending Solutions Inc
  • 9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
  • Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan
  • Rhino Funding Inc.
  • 600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403
  • Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.