FHA VS Conventional loan programs in Franklin, Oakland County, Michigan
In 2026, the Conventional loan cap within Franklin, Oakland county, MI, is defined as $726,200, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the leading rates of today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the best program in MI for your financial needs.
2026 Loan Limits and Downpayment Requirements in Franklin, Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 48025
Options for Conventional and FHA Loans in Franklin, MI
The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Choose from one of three methods to find the matching lenders and loan programs.
30150 Telegraph Rd, Suite 320, Bingham Farms, MI, 48025
Lends in Michigan
1st Securities Mortgage, we want to be your mortgage broker & lender for life. Our business is family owned and operated, & that means you will be treated like a partner too. We offer Conventional, FHA, VA, New Construction, Refinance, RD and Renovation Loans. we are dedicated to being responsive to all of our customers and referral partners.
Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.
A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals. We leverage each client’s feedback as our entire team works.
300 Galleria Officentre, Suite 500, Southfield, MI, 48034
Lends in Michigan
At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.
We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment. Our clients deserve the care
Extreme Loans (powered by First Savings Bank NMLS# 41131) is an EXTREMELY AWESOME mortgage branch that is here to help with any/all residential mortgage buying or refinancing needs. We lend nationwide so check us out online www.extremeloans.com or contact us #844CloseFast (844-256-7332)
300 Galleria Officentre, Suite 101, Southfield, MI, 48034
Lends in Michigan
United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
Lends in Michigan
At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
Lends in Michigan
Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.
28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034
Lends in Michigan
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
