In 2026, the Conventional loan cap within Franklin, Oakland county, MI, is defined as $726,200, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the leading rates of today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows side-by-side evaluation of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the best program in MI for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to these zip codes: 48025
The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loans quickly and hassle-free. Choose from one of three methods to find the matching lenders and loan programs.
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