FHA VS Conventional loan programs in 2025 for Livonia, Wayne County, Michigan

In 2025, Convetional loan limit in Livonia, county of Wayne, MI is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Livonia, county of Wayne, MI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 48152, 48150, 48154, 48151, 48153

Conventional and FHA loan options in Livonia, MI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Citizens Bank of West Virginia, Inc.
  • 211 Third Street, Elkins, WV, 26241
  • Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.
  • Homeownership Center Inc
  • 2276 Randolph Ave, Elkins, WV, 26241
  • The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
  • Monona Bank
  • 5515 Monona Drive, Madison, WI, 53716
  • We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.
  • Villa Grove State Bank
  • 10 N Main St, Villa Grove, IL, 61956
  • Villa Grove State Bank opened for business on November 1, 1919. Our story began at 10 N. Main Street in Villa Grove, in what was then known as the Combs building and had been previously occupied by the Morrison Grocery Store, and we are still there today to serve our customers and community. As the bank has continued to grow
  • Tier One Mortgage (New York)
  • 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgag
  • Preferred Mortgage Corporation of New York
  • 1674 Empire Blvd, Suite 200, Garden City, NY, 14580
  • We’re a full service mortgage broker based in Rochester, NY specializing in all residential loan types including FHA, VA, USDA, Conventional, & Jumbo loan programs.We serve all of New York State including cities such as Buffalo, Syracuse, Albany, Binghamton & New York City.Whether you’re buying an existing home,building a new home, or refinancing
  • Tier One Mortgage, LLC
  • 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580
  • Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan
  • Mortgage Tree Lending
  • 470 N Indiana Avenue, Sellersburg, IN, 47172
  • Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.