FHA VS Conventional loan programs in 2025 for Livonia, Wayne County, Michigan
For the year 2025, the conventional loan cap in Livonia, which is within Wayne County, MI, is $726,200. In contrast, the FHA ceiling for a single-family dwelling rests at $472,030, setting a clear boundary for prospective homebuyers.
The Lendersa® Conventional loan calculator provides a comprehensive way to evaluate today's most favorable rates by comparing Conventional loans to both FHA and USDA options. It helps identify the critical income levels, credit ratings, reserve amounts, and necessary documentation for qualification. Utilizing this sophisticated mortgage calculator, you can juxtapose Conforming Conventional loans, USDA, FHA, and VA loans side by side to determine which financial solution in MI aligns best with your specific financial strategies.
2025 Loan Limits and Down Payment Requirements in Livonia, Wayne County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the listed zip codes: 48152, 48150, 48154, 48151, 48153
Exploring Diverse Conventional and FHA Loan Opportunities in Livonia, MI
The primary mission of Lendersa® is to ensure you obtain the best possible lending solution, be it Conventional, USDA, or FHA, quickly and effortlessly, bypassing common obstacles. You are encouraged to select from three initial pathways, each designed to connect you with matching lenders and ideal loan programs that are tailored to meet your financial preferences and goals.
9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
Go West Lending Ltd. is dedicated to financial dignity and inclusion. We equip borrowers and realtors with the financial tools and education to secure a better future—coaching them through their mortgage needs and aspirations, and facilitating their journey to financial independence. This position will provide strategic and operational.
8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.
12200 E Briarwood Ave, Suite 170, Centennial, CO, 80112
Our name, Carizmic (Ka-RIZ-Mik), was created with one very specific thing in mind: family. Our founder, Carlos Ruiz, values the importance of family and wanted it to be woven into his company. With that in mind, he was able to come up what became our company name; "Car" for Carlos, "iz" for his daughter Izzy, and "mic" for his wife Michele.
9800 Mount Pyramid Court, Suite 400, Englewood, CO, 80112
ACL as in the name is a multifamily lender, commercial lender, private placement consultant, construction lender and small balance lender. The company was founded in 1997 and has changed with the times and market over the past 23 years. We evaluate and find solutions for your real estate transactions, not just the easy deals.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
At 1st American Mortgage and Loan your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. Tom Miller Owner at 1st American Mortgage and Loan.
12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.
384 Inverness Parkway, Suite 200, Englewood, CO, 80112
K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
