Explore the differences! FHA VS Conventional loan programs in Beverly-Hills, Oakland County, Michigan

In 2026, the limit for a conventional loan in Beverly-Hills, situated in Oakland county, MI, is $647,200, whereas for an FHA single-family home, it is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool allows a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs, aiding your decision of the best program in MI for you.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Beverly-Hills, Oakland, MI

Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This applies to the zip codes: 48025

Explore Conventional and FHA Loan Options in Beverly-Hills, MI

The goal of Lendersa® is to offer you the best Conventional, USDA, or FHA loan options swiftly and easily. Begin with one of three paths to find suitable lenders and loan programs.

Outcomes from Lendersa USDA Loan Requests


  • Andrew Johnson Bank
  • 124 North Main Street, Greeneville, TN, 37743
  • At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.

  • Greeneville Federal Bank
  • 101 W. Summer Street, Greeneville, TN, 37743
  • Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.

  • Nationwide Residential Mortgage Corp
  • 140 Longleat Drive North, North Wales, PA, 19454
  • Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.

  • Acer Mortgage Company
  • 726 Lower State Road, North Wales, PA, 19454
  • Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.

  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.

  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063
  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.

  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships

  • Bank of Alma Alma
  • 211 South Main Street, Alma, WI, 54610
  • The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.

  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.

  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
    Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"