FHA VS Conventional loan programs in Forest-Hills, Kent County, Michigan

In 2026, the conventional loan limit in Forest-Hills, within Kent county, MI, is $647,200, while the FHA limit for a single-family home reaches $420,680.

Leverage the Lendersa® Conventional loan calculator to discover today's best rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents to qualify. Our advanced calculator allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the right program in MI for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Forest-Hills, Kent, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison covers these zip codes: 49301

Options for Conventional and FHA Loans in Forest-Hills, MI

At Lendersa®, our goal is to quickly connect you with the ideal Conventional, USDA, or FHA loan without any hassle. Choose from three starting points to find matching lenders and loan programs.

USDA loan request and results from Lendersa


Forest-Hills Lenders

  • United Bank of Michigan
  • 900 East Paris Ave SE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.

  • Northpointe Bank
  • 3333 Deposit Drive NE, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.

  • Northwind Financial Corporation
  • 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
  • Lends in Michigan
  • Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997

  • Team Mortgage Company
  • 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
  • Lends in Michigan
  • We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.

  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Lends in Michigan
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.

    Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans

  • Mortgage 1 Inc.
  • 3243 East Paris Ave SE, Kentwood, MI, 49512
  • Lends in Michigan
  • At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance.

    At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service

  • AIM Financial Inc
  • 3738 28th Street SE, Grand Rapids, MI, 49512
  • Lends in Michigan
  • Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Member Advantage Mortgage
  • 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
  • Lends in Michigan
  • Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.

  • Riverbank Finance LLC
  • 3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
  • Lends in Michigan
  • Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks