FHA VS Conventional loan in East-Grand-Rapids, Kent County, Michigan
In the year 2026, the conventional loan limit in East-Grand-Rapids, within the county of Kent, MI, is set at $647,200. Meanwhile, the FHA loan limit for a single-family residence is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to determine the ideal program for your financial situation in MI.
Loan limits and down payment needs for 2026 in East-Grand-Rapids, Kent county, MI
Loan Type
Limit
Down Payment Required
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The information is applicable for zip codes: 49506
Loan options for FHA and Conventional in East-Grand-Rapids, MI
At Lendersa®, our mission is to secure the optimal Conventional, USDA, or FHA loan quickly and without hassle. Select from three starting points to connect with lenders and tailor-fit loan programs.
Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.
Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.
939 Lakeside Drive South East, Grand Rapids, MI, 49506
Lends in Michigan
At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.
Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Lends in Michigan
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546
Lends in Michigan
Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546
Lends in Michigan
We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
3205 Eaglecrest Drive Northeast, Suite 206, Grand Rapids, MI, 49525
Lends in Michigan
Riverbank Finance is a locally owned Grand Rapids Mortgage Broker that offers mortgage loans for both refinancing and home purchases. Our extensive list of mortgage programs allows us to offer some of the most competitive mortgage rates and options in the industry. Our contracts with several banks
