FHA VS Conventional loan programs in 2025 for Grand-Rapids, Kent County, Michigan

In 2025, Convetional loan limit in Grand-Rapids, county of Kent, MI is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Grand-Rapids, county of Kent, MI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 49546, 49507, 49506, 49505, 49504, 49503, 49508, 49501, 49502, 49514, 49515, 49523, 49555, 49588, 49599

Conventional and FHA loan options in Grand-Rapids, MI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
  • Farmers Savings Bank
  • 205 Main Street, Colesburg, IA, 52035
  • The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
  • Widget Financial
  • 2154 East Lake Road, Erie, PA, 16511
  • Widget Financial are a We're a local not-for-profit credit union that is shared by more than 44, 000 members. Instead of stockholders found in traditional banks, our members both own and democratically control our financial cooperative. Our member-owners are the heart of our business
  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto
  • River Bank
  • 145 North Main Street, Stoddard, WI, 54658
  • River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
  • ONE – Federal Credit Union
  • 300 Arch Street, Meadville, PA, 16335
  • At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
  • Coulee Bank
  • 1516 Losey Boulevard South, La Crosse, WI, 54601
  • We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
  • Citizens State Bank of La Crosse
  • 620 Main Street, La Crosse, WI, 54601
  • Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
  • Gundersen Credit Union
  • 1910 South Avenue, La Crosse, WI, 54601
  • Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
  • Dairyland Power Credit Union
  • 3200 East Avenue South, La Crosse, WI, 54601
  • Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.