In 2026, the conventional loan cap in Iron-River, located in the county of Iron, MI, is $647,200, whereas the FHA limit is set at $420,680 for a single-family dwelling.
Leverage Lendersa®'s Conventional loan calculator to weigh today's premier rates for Conventional, FHA, and USDA loans and assess what income, credit, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in deciding which program in MI best suits your financial scenario.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $285,000 | 0% | |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 49935
The aim of Lendersa® is to provide you with the finest Conventional, USDA, or FHA loan quickly and without hassle. Start with one of the three pathways to match with lenders and find suitable loan programs.
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