FHA VS Conventional loan programs in Lansing, Ingham County, Michigan

The Conventional loan cap for a single-family residence in Lansing, located in Ingham county, MI, is $726,200 in 2025, whereas the FHA cap is $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose current Conventional, FHA, and USDA rates. It aids in identifying necessary income, credit profiles, reserves, and required documents to qualify. The advanced mortgage calculator also displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your unique financial needs in MI.

Explore loan deals from a variety of 100 lenders

2025 loan limits and down payment necessities in Lansing, Ingham county, MI

Loan Type Loan Limit Downpayment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison applies to zip codes: 48933, 48915, 48912, 48911, 48910, 48921, 48906, 48901, 48909, 48916, 48919, 48922, 48924, 48929, 48930, 48937, 48951, 48956

Exploring Conventional and FHA Loan Choices in Lansing, MI

At Lendersa®, our aim is to facilitate access to the most advantageous Conventional, USDA, or FHA loans swiftly and with minimal stress. Initiate with any of these three options to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • Range Mortgage LLC
  • 22503 Katy Freeway, Katy, TX, 77450
  • Range Mortgage, we believe in connecting buyers with the best loan possible. One term sheet doesn’t apply to every loan–we create solutions tailored to each individual borrower. Our team of specialists will work to find a solution that fits your unique needs. We are dedicated in finding an option that will solve any concerns.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Unified Mortgage LLC
  • 6546 Selvitz Road Port, Port Saint Lucie, FL, 34983
  • Unified Mortgage LLC, where we specialize in residential mortgages. At Unified Mortgage LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Equity Edge Realty
  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
  • The Ivan Acosta Team
  • 501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903
  • My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.
  • CB&T Mortgage
  • 1 South Nevada Avenue, Suite 105, Colorado Springs, CO, 80903
  • Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.