The Conventional loan cap for a single-family residence in Lansing, located in Ingham county, MI, is $726,200 in 2026, whereas the FHA cap is $472,030.
Utilize the Lendersa® Conventional loan calculator to juxtapose current Conventional, FHA, and USDA rates. It aids in identifying necessary income, credit profiles, reserves, and required documents to qualify. The advanced mortgage calculator also displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your unique financial needs in MI.
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| Loan Type | Loan Limit | Downpayment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The above comparison applies to zip codes: 48933, 48915, 48912, 48911, 48910, 48921, 48906, 48901, 48909, 48916, 48919, 48922, 48924, 48929, 48930, 48937, 48951, 48956
At Lendersa®, our aim is to facilitate access to the most advantageous Conventional, USDA, or FHA loans swiftly and with minimal stress. Initiate with any of these three options to match with suitable lenders and loan programs.
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