FHA VS Conventional loan programs in Lansing, Ingham County, Michigan
The Conventional loan cap for a single-family residence in Lansing, located in Ingham county, MI, is $726,200 in 2025, whereas the FHA cap is $472,030.
Utilize the Lendersa® Conventional loan calculator to juxtapose current Conventional, FHA, and USDA rates. It aids in identifying necessary income, credit profiles, reserves, and required documents to qualify. The advanced mortgage calculator also displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your unique financial needs in MI.
2025 loan limits and down payment necessities in Lansing, Ingham county, MI
Loan Type
Loan Limit
Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above comparison applies to zip codes: 48933, 48915, 48912, 48911, 48910, 48921, 48906, 48901, 48909, 48916, 48919, 48922, 48924, 48929, 48930, 48937, 48951, 48956
Exploring Conventional and FHA Loan Choices in Lansing, MI
At Lendersa®, our aim is to facilitate access to the most advantageous Conventional, USDA, or FHA loans swiftly and with minimal stress. Initiate with any of these three options to match with suitable lenders and loan programs.
100 North Patterson Street, State College, PA, 16801
Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
1402 S. Atherton Street, Suite 002, State College, PA, 16801
We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
1315 S Allen St, Suite 207, State College, PA, 16801
True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.
First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.
At BankIowa, community banking is a commitment and a responsibility. We will deliver the highest quality banking experience for our customers while fulfilling their financial needs with a broad array of products and services. Employees, contributing to our customer's and the Bank's success, are our most important asset
Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
