FHA VS Conventional loan in Lansing, Ingham County, Michigan

The Conventional loan cap for a single-family residence in Lansing, located in Ingham county, MI, is $726,200 in 2025, whereas the FHA cap is $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose current Conventional, FHA, and USDA rates. It aids in identifying necessary income, credit profiles, reserves, and required documents to qualify. The advanced mortgage calculator also displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the optimal program for your unique financial needs in MI.

Explore loan deals from a variety of 100 lenders

2025 loan limits and down payment necessities in Lansing, Ingham county, MI

Loan Type Loan Limit Downpayment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The above comparison applies to zip codes: 48933, 48915, 48912, 48911, 48910, 48921, 48906, 48901, 48909, 48916, 48919, 48922, 48924, 48929, 48930, 48937, 48951, 48956

Exploring Conventional and FHA Loan Choices in Lansing, MI

At Lendersa®, our aim is to facilitate access to the most advantageous Conventional, USDA, or FHA loans swiftly and with minimal stress. Initiate with any of these three options to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • 1st Alliance Mortgage LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • 1st Alliance Mortgage is not like other mortgage providers. For us, it’s not just about products and price. It’s about service. Service to our customers and our community. Whether you’re buying your first home or refinancing, 1st Alliance Mortgage is your calm, clear and experienced guide through the mortgage process.
  • 1ST ALLIANCE MORTGAGE, LLC
  • 750 William D. Fitch Pkwy, Suite 330, College Station, TX, 77845
  • At 1st Alliance Mortgage we have the expertise and experience to get you the right mortgage, and to handle your transaction professionally. With our experience, and our rates and programs, you are sure to get the mortgage that is right for you. Whether you are buying, selling, or refinancing, it is important to have an experienced mortgage.
  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
  • Western States Bank
  • 1520 E Mulberry St, Fort Collins, CO, 80524
  • Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified At our bank, you will find banking professionals who are dedicated to meeting your financial needs.
  • TST Financial LLC
  • 1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
  • At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Excel Financial Group, LLC
  • 123 N College Ave, Suite 230, Fort Collins, CO, 80524
  • Excel Financial Group is a Colorado home loan and mortgage company that provides exceptional, unsurpassed mortgage and refinance services at the lowest local rates available. Our mortgage brokers work directly with you to achieve a financial solution that is customized to your needs and circumstances.
  • Wauchula State Bank
  • 106 East Main Street, Wauchula, FL, 33873
  • Wauchula State Bank has served the Florida Heartland since 1929 as a family-owned, locally managed, community bank. We continue to grow our vision of being the premier bank in Central Florida by making banking easy, secure and convenient by listening to our customers and offering flexible and creative options based on our experience
  • Community Resource Credit Union
  • 2900 Decker Dr, Baytown, TX, 77520
  • Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.