FHA VS Conventional loan in Okemos, Ingham County, Michigan

In 2025, the Conventional loan limit in Okemos, located in Ingham county, MI, is $726,200, while the FHA cap for a single-family home is $472,030.

Explore the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the income, credit, and reserve needs, along with required documents. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, selecting the best program in MI for your financial goals.

Explore offers from 100 lenders

2025 Loan Limits and Down Payment Needs in Okemos, Ingham, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to these zip codes: 48864, 48805

Discover Conventional and FHA Loan Options in Okemos, MI

Lendersa® strives to provide you with the best possible Conventional, USDA, or FHA loan rapidly and without stress. Begin by choosing one of three paths to align with ideal lenders and loan programs.

Results of USDA loan request processing by Lendersa


  • Wilshire Finance Partners
  • 1400 Newport Center Dr, Suite 250, NEWPORT BEACH, CA, 92660
  • Wilshire Finance Partners is an alternative, balance sheet lender focused on originating multifamily and commercial mortgage loans from $1 million to $10 million throughout the United States. As the manager of 2 real estate debt funds, we have a strong track record in an expanding market segment.
  • Mortgage Vintage, Inc.
  • 260 Newport Center Dr. #403, NEWPORT BEACH, CA, 92660
  • Mortgage Vintage, Inc. connects people who want to invest money secured by Real Estate with real estate investors and business professionals who want to borrow money. Specifically we’re a Hard Money Lender placing private investment capital into well secured and well underwritten Trust Deed Investments.
  • Capital Benefit
  • 4667 MacArthur Boulevard, Suite 230, Newport Beach, CA, 92660
  • Capital Benefit procures, originates, underwrites, sells and services privately-funded first-trust deed loans for residential properties in California. our straightforward, conservative philosophy have set the standard for private money lending, trust deed investment and private lender loan servicing.
  • Bridge Loan Financial
  • 500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
  • Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.
  • Geo-Corporation
  • 901 Corporate Center Drive, Suite 401, Monterey Park, CA, 91754
  • Geo-Corp has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service all under one roof as a direct lender. Founded in 1998, the Geo-Corp Corporate Office is located in Monterey Park, California and the company.
  • Lending Corner
  • 950 S Coast Dr #155, Costa Mesa, CA, 92626
  • Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs. Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
  • Megan Doonan
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
  • LoanSnap Holdings Inc.
  • 3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
  • LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan. With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
  • FlexPoint, Inc.
  • 151 Kalmus Drive, A 102, Costa Mesa, CA, 92626
  • FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
  • Sovereign Lending Group Incorporated
  • 3540 Howard Way, Costa Mesa, CA, 92626
  • Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
  • Prime Mortgage
  • 555 Anton Blvd, Suite 150, Costa Mesa, CA, 92626
  • Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
  • Secure One Capital
  • 3200 Park Center Drive, Suite 1300, Costa Mesa, CA, 92626
  • Secure One Capital Corporation combines the expertise and comprehensive array offered by national banks with a culture that prioritizes unparalleled personal service. We understand that each borrower has unique goals. We specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.