Explore the differences! FHA VS Conventional loan programs in East-Lansing, Ingham County, Michigan

In 2025, the conventional loan limit in East-Lansing, county of Ingham, MI, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to analyze today's best rates among Conventional, FHA, and USDA loans. It helps determine the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in the selection of the most suitable program in MI for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in East-Lansing, Ingham, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 48825, 48823, 48826

Options for Conventional and FHA loans in East-Lansing, MI

Lendersa® aims to quickly and effortlessly connect you with the best Conventional, USDA, or FHA loan available. Choose one of three routes to find matching lenders and appropriate loan programs.

Results of Lendersa USDA loan request matching


  • Shisong Zhang
  • 5206 Benito Street, Suite 211, Montclair, CA, 91763
  • We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
  • Greene Light Mortgage Solutions
  • 1075 Bonita Avenue, La Verne, CA, 91750
  • Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.
  • Spec Home Loans
  • 1246 Oakmead Lane, La Verne, CA, 91750
  • Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. After spending the first part of his professional career as a Loan Officer, Brian decided to venture out on his own.
  • Equinox financial
  • 5557 Bluejay Street, La Verne, CA, 91750
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. Customer service is very important to all of us. As we continue to improve and expand our services
  • Evans Financial Network
  • 615 Smoketree Drive, La Verne, CA, 91750
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with top professionals who is able to give you quick and accurate financial advice. Our experienced loan officers
  • First Priority Capital
  • 3197 Peyton Road, La Verne, CA, 91750
  • First Priority Capital is committed to providing its customers throughout the state of California with some of the best mortgage rates and the lowest fees in the industry. We have streamlined the entire mortgage process to make it faster and more efficient.Our entire team is devoted to our commitment of providing only exceptional service.
  • GMA Real Estate Services Inc
  • 1403 Foothill Boulevard, Suite E, La Verne, CA, 91750
  • GMA Real Estate has been representing clients in La Verne, Claremont, San Dimas and throughout Southern California for over 20 years. Having worked previously as a mortgage underwriter, Patricia has the knowledge to help buyers obtain the right mortgage for them. Having a strong mortgage background also helps ensure our sellers.
  • Premier Home Loan Group
  • 217 E. Palm St, Exeter, CA, 93221
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • HomeStart Realty & Loans
  • 4740 Green River Rd, Suite 217, Corona, CA, 92880
  • HomeStart is able to represent you with any Real Estate Services, Real Estate Agents or Mortgage Brokers.. Our goal is to focus on your immediate needs and structure a Plan to meet your goal. Let's face it, having face to face time weather it be an Office, Home visit, we want the opportunity to discuss and plan a program that is right for you.
  • Greenline Mortgage, Inc.
  • 765 N. Main St, Suite 134, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fairmont Financial
  • 1611 Pomona Road, Suite 115, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.