FHA VS Conventional loan programs in 2025 for Marine-City, St. Clair County, Michigan

In 2025, the Conventional loan limit in Marine-City, situated in St. Clair County, MI, reaches $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates on Conventional, FHA, and USDA loans. Assess the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the optimal program in MI that serves your financial needs.

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2025 Loan Limits and Down Payment Requirements in Marine-City, St. Clair County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These zip codes apply to the comparison table: 48039

Options for Conventional and FHA Loans in Marine-City, MI

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you quickly and with ease. Select one of the three initial paths that will connect you with matching lenders and loan options.

Lendersa USDA loan request and matching results


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  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.
  • Metro Private Lending LLC
  • 4500 N 32nd St #200B, Phoenix, AZ, 85018
  • Metro Private Lending is an Arizona private money and hard money lender. Specializing in asset-based lending, we do not have a minimum credit score or income requirements for our borrowers. With a background in fix-and-flips ourselves, we are in a unique position to see the best in any deal and do what we can to make it work. Lending our own mon
  • VA Loans for Vets
  • 3602 E Campbell Ave, Suite 2, Phoenix, AZ, 85018
  • Jimmy Vercellino is to provide and assist veterans and active duty military with ALL of their VA Home Financing needs! Jimmy's mission is to provide and assist all veterans and active-duty military with all their Home Loan financing needs. I serve men and women in Phoenix, Scottsdale, Tempe, Chandler, Gilbert, and nationwide.
  • Magnolia Mortgage
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  • Magnolia Mortgage opened in April of 2018. I felt it was time to make the transition from employee to owner, with all the stresses and rewards of being my own boss. Magnolia Mortgage is a boutique mortgage brokerage, and my goal is not to serve the most clients but to serve all my clients better than anyone else in the Phoenix
  • Colonial Capital, LLC
  • 4222 E. Thomas Road, Suite 370, Phoenix, AZ, 85018
  • Colonial Capital originates short-term bridge loans secured by real estate. These loans typically have characteristics that create complications for traditional lenders. However, our leadership and experience enable us to quickly quantify risk using market knowledge coupled with disciplined underwriting. We also consider our borrowers.
  • O Capital Group LLC
  • 3835 North 32nd Street, Suite 1, Phoenix, AZ, 85018
  • Discover financial empowerment with O Capital Group LLC, your trusted partner in home ownership and real estate investment. With personalized mortgage solutions and expert guidance, we help you navigate the lending landscape with ease. Reach us at [email protected] or (602) 492-8930 to start your journey toward financial success today!
  • Original Mortgage
  • 3835 North 32nd Street, Suite 12, Phoenix, AZ, 85018
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • District Lending
  • 3701 North 34th Street, Phoenix, AZ, 85018
  • We’re fed up with it. And we know you are too. That’s why District Lending was created. Our goal is to change the way home lenders do business. We’re built around customer-first support, instead of company-first sales. We provide specialty advice, industry-leading access, and the tech savvy of internet natives