FHA VS Conventional loan programs in Middleville, Barry County, Michigan

In the year 2026, the conventional loan ceiling in Middleville, Barry county, MI stands at $726,200, whereas the FHA limit set at $472,030 for single-family residences.

Use the Lendersa® Conventional loan calculator to compare today's Conventional versus FHA and USDA rates. Determine the Income, credit, reserves, and required documents for qualification. Our mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loan options side by side to help find the most suitable program in MI for your personal financial needs.

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2026 loan limits and down payment requirements in Middleville, Barry county, MI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 49333

Exploring Conventional and FHA loans in Middleville, MI

The aim of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan promptly and with ease. Choose any of the three starting points to find matching lenders and loan programs.

USDA loan request and matching results on Lendersa


Middleville Lenders

  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Lends in Michigan
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.

  • Thornapple Credit Union
  • 202 E Woodlawn Avenue, Hastings, MI, 49058
  • Lends in Michigan
  • Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Community West Credit Union
  • 5801 Broadmoor Avenue SE, Kentwood, MI, 49512
  • Lends in Michigan
  • Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.

    Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans

  • Mortgage 1 Inc.
  • 3243 East Paris Ave SE, Kentwood, MI, 49512
  • Lends in Michigan
  • At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance.

    At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service

  • AIM Financial Inc
  • 3738 28th Street SE, Grand Rapids, MI, 49512
  • Lends in Michigan
  • Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Member Advantage Mortgage
  • 3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
  • Lends in Michigan
  • Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.

  • Heartland Home Mortgage
  • 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508
  • Lends in Michigan
  • Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.

  • GR Consumers Credit Union
  • 3975 Clay Avenue SW, Wyoming, MI, 49548
  • Lends in Michigan
  • At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs. Anyone who lives, works, worships or attends school in Kent, Muskegon, or Ottawa County in the State of Michigan

  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Lends in Michigan
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.