FHA VS Conventional loan programs in 2025 for Byron-Center, Kent County, Michigan

In 2025, the Conventional loan limit in Byron-Center, within Kent county, MI, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to see and compare today's best rates for Conventional, FHA, and USDA loans. This advanced tool helps you determine the necessary income, credit, reserves, and documents for qualification. With our calculator, you can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in your decision on the best program in MI for your unique financial needs.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Byron-Center, Kent County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to these zip codes: 49315

Available Conventional and FHA Loan Options in Byron-Center, MI

Lendersa's aim is to connect you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three pathways that ensure matching with suitable lenders and loan programs.

Lendersa results for USDA loan requests and matches


  • Your Mortgage Expert
  • 12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
  • We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
  • Vesta Capital Inc
  • 10555 Stanford Avenue, Garden Grove, CA, 92840
  • Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
  • Best Finance Capital
  • 12966 Euclid St., Suite 220, Garden Grove, CA, 92840
  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
  • Able Financial Corp
  • 12465 LEWIS ST. STE. 203, Garden Grove, CA, 92840
  • At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Linn-Co Federal Credit Union
  • 485 2nd Street, Lebanon, OR, 97355
  • Linn-Co was chartered in 1956 by eight school teachers at Green Acres School in Lebanon. Through the years we have evolved into a credit union that is chartered to serve all who live, work, worship or attend school in Linn County, and their out of town family members. We're one of the few financial institutions headquartered in Linn County.
  • West End Mortgage Group
  • 437 9th Ave, San Diego, CA, 92101
  • We offer WHOLESALE RATES! Your local bank is held captive to sell their own products. That is, they will not provide unbiased advice nor selection, since by doing so, they risk losing your loan to the company whose product truly provides you the most value. As a Mortgage Broker, West End Mortgage Group can sell a variety of loan products.
  • Valor Lending Group
  • 350 10th Ave, 10th Floor, San Diego, CA, 92101
  • We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
  • Cornerstone Mortgage
  • 205 West Market Street, San Diego, CA, 92101
  • Cornerstone Mortgage is a privately held California corporation based in San Diego. The company has introduced a new, online method to obtain a home loan. Cornerstone Mortgage combines closing, lender costs into one low, guaranteed fee, and turns the “good faith estimate” into a guaranteed and protected fixed-fee package.
  • Casa2Condo
  • 550 Front St, San Diego, CA, 92101
  • Concierge Service and Low Wholesale Rates! No matter what type of Mortgage Loan you need, we're with you every step of the way. We specialize in Home Refinance, Home Purchase, Home Equity, Reverse Mortgage and VA loans. We pledge to help our clients overcome roadblocks that can arise while securing a loan. Call us today for a consultation!
  • National Home Loans
  • 350 10th Ave, Suite 1000, San Diego, CA, 92101
  • The mission at National Home Loans is to create a great customer experience while helping you get a mortgage that best meets your financial needs.We offer stress-free, seamless, strategic process to find the best loan for your home purchase or refinance.We do this through a passion for superior customer service developed through years of experience