FHA VS Conventional loan in Kentwood, Kent County, Michigan

In 2026, the conventional loan maximum in Kentwood, within Kent county, MI, is specified as $726,200. Meanwhile, for a single-family home, the FHA loan cap is $472,030.

Turn to the Lendersa® Conventional loan calculator for comparing today's best rates between Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentations required to qualify. With our sophisticated mortgage calculator, see a comprehensive side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans. This approach aids in determining which program in MI most effectively suits your financial needs.

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2026 Loan Limits and Down Payment Details in Kentwood, Kent, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison chart applies to the following zip codes: 49548

Investigating Conventional and FHA Loan Options in Kentwood, MI

Lendersa® aims to efficiently secure for you the best Conventional, USDA, or FHA loan, without any hassle. Start with one of the three options provided to be matched with the right lenders and appropriate loan programs.

Lendersa USDA loan request and results comparison


Kentwood Lenders

  • GR Consumers Credit Union
  • 3975 Clay Avenue SW, Wyoming, MI, 49548
  • Lends in Michigan
  • At GR Consumers Credit Union, we have been serving our members since 1941! GRCCU is a member-owned credit union focused on exceeding our members' expectations. We look forward to assisting you with all your financial needs. Anyone who lives, works, worships or attends school in Kent, Muskegon, or Ottawa County in the State of Michigan

  • Member First Mortgage, LLC
  • 616 44th St SE, Grand Rapids, MI, 49548
  • Lends in Michigan
  • Built on the credit union philosophy of "People Helping People", MFM serves the home financing needs of credit union members as well as non-members. Founded September 11, 2001, Member First Mortgage has grown to become one of the largest Credit Union Service Organizations (CUSO) in the nation.

  • Heartland Home Mortgage
  • 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508
  • Lends in Michigan
  • Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.

  • EB Wholesale
  • 2361 Palm Dale Drive, Southwest Wyoming, MI, 49519
  • Lends in Michigan
  • We offer several different types of commercial loans to cover operational costs or fund major capital expenditures. Contact us today to learn more and gain an edge over your competitors! Local mortgage company who are experts in new home PURCHASE, REFINANCING, AND COMMERCIAL LOANS.

  • Mortgage And Real Estate Help
  • 2130 Wealthy St SE, Grand Rapids, MI, 49506
  • Lends in Michigan
  • Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.

    Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.

  • Lakeside Mortgage Lending
  • 939 Lakeside Drive South East, Grand Rapids, MI, 49506
  • Lends in Michigan
  • At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.

  • Brendan O'Driscoll
  • 214 Fulton St, Grand Rapids, MI, 49503
  • Lends in Michigan
  • Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.

  • Rivertown Community Credit Union
  • 3121 Macatawa Drive SW, Grandville, MI, 49418
  • Lends in Michigan
  • Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service.

    We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.

  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Lends in Michigan
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members