In 2025, the conventional loan limit in Muskegon, which is part of Muskegon county in MI, is set at $726,200. For single-family homes, however, the FHA cap is $472,030.
The Lendersa® Conventional loan calculator is an advanced tool designed to help you measure today's top rates, allowing a side-by-side evaluation of Conventional versus FHA and USDA loan options. It aids in identifying the necessary income, credit standards, reserve requirements, and documentation needed for approval. This comprehensive calculator helps illuminate the finer distinctions between Conforming Conventional loans, USDA, FHA, and VA, providing clarity on which programs in MI best align with your unique financial situation.
Come explore and compare offers from a wide selection of 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
These particulars are relevant for zip codes listed as: 49442, 49440, 49441
The aim of Lendersa® is to quickly and efficiently connect you with the most suitable Conventional, USDA, or FHA loan, minimizing complexities and time. Begin by choosing one of the three pathways designed to line you up with corresponding lenders and tailored loan programs, suiting preferences and needs.
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Bridge Loan Guides
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