FHA VS Conventional loan in North-Muskegon, Muskegon County, Michigan

In 2025, Convetional loan limit in North-Muskegon, county of Muskegon, MI is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in North-Muskegon, county of Muskegon, MI

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 49445

Conventional and FHA loan options in North-Muskegon, MI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Members 1st of NJ Federal Credit Union
  • 37 West Landis Avenue, Vineland, NJ, 08360
  • Members 1st of NJ Federal Credit Union was formed in 1938 as the Cumberland Teachers Federal Credit Union. Our founders saw the need for a not-for-profit and democratically operated cooperative that would provide lower cost financial services, as well as represent the best financial interests of its members.
  • Bay Atlantic Federal Credit Union
  • 101 West Elmer Road, Vineland, NJ, 08360
  • BAFCU is a member owned, not for profit, financial cooperative chartered in 1939. We are dedicated to providing members with a full range of high-quality personal financial products and services at the lowest cost possible. We currently serve the employees and members of 200 local businesses and organizations.
  • Omega Financial Services, Inc.
  • 1185 Morris Avenue, Union, NJ, 07083
  • Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
  • PLATINUM MORTGAGE, LLC
  • 1915 Morris Avenue, #2, Union, NJ, 7083
  • At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • TEG Federal Credit Union
  • 1 Commerce Street, Poughkeepsie, NY, 12603
  • TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
  • Waterside Mortgage
  • 375 Parkway 575, Suite 240, Woodstock, GA, 30188
  • Waterside Mortgage came together with a determination to bring a knowledgeable and refreshing approach to mortgage lending. Our loan officers and staff are the key to cultivating a positive experience in the loan origination process. Application, Underwriting, and closing our staff will be there to educate and guide you through the process.
  • Cedar Mill Mortgage
  • 1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
  • Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.
  • CAPITAL MORTGAGE SOLUTIONS LLC
  • 8255 Main Street, Suite 102, Woodstock, GA, 30188
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the
  • Pinnacle Federal Credit Union
  • 135 Raritan Center Parkway, Edison, NJ, 08837
  • Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
  • Mechanics Mortgage
  • 2601 Jackson Ave W, Oxford, MS, 38655
  • Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
  • BARNSTABLE MORTGAGE GROUP, LLC
  • 70 East Allendale Road, Saddle River, NJ, 7458
  • At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Del-One Federal Credit Union
  • 100 Credit Union Way, Milford, DE, 19963
  • Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.