FHA VS Conventional loan programs in 2025 for Muskegon-Heights, Muskegon County, Michigan
For the year 2025, the conventional loan limit in Muskegon-Heights, within Muskegon county, MI, is set at $647,200, while the limit for FHA on a single-family home is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Assess the income, credit score, reserves, and required documentation necessary for qualification. Our sophisticated mortgage calculator allows for a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, enabling you to determine the optimal program in MI suited to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Muskegon-Heights, Muskegon County, MI
Type of Loan
Limit Amount
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison applies to the zip codes: 49444, 49443
Available Conventional and FHA Loan Options in Muskegon-Heights, MI
The mission of Lendersa® is to facilitate obtaining the best possible Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose from one of three pathways to find matching lenders and programs.
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Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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