FHA VS Conventional loan programs in Belleville, Wayne County, Michigan

In 2026, the Conventional loan limit in Belleville, within Wayne County, MI, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. This advanced mortgage tool provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program in MI for your specific financial situation.

Examine offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Belleville, Wayne County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table pertains to these zip codes: 48111, 48112

Conventional and FHA Loan Options in Belleville, MI

Lendersa® aims to quickly offer the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting points that will connect you with matching lenders and loan programs.

Results for USDA loan requests processed by Lendersa


  • BestWay Mortgage Corp.
  • 12 Center Street, Wolcott, CT, 06716
  • When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • The Milford Bank
  • 33 Broad Street, Milford, CT, 06460
  • The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.

  • Vantage Point Mortgage
  • 615 San Pedro Dr, Chesapeake, VA, 23322
  • Vantage Point Mortgage have great rates and low fees, but we offer you so much more. One simple question guides us – “How will this particular home loan fit into your overall short and long-term financial and wealth building plans?” In the end, we’re here to serve you and your dreams.

  • Cornerstone Home Mortgage, LLC
  • 1020 Hillston Arch, Chesapeake, VA, 23322
  • Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.

  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".

  • Merit Bank
  • 659 Gallatin Street SW, Huntsville, AL, 35801
  • At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name.

    To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.

  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.

  • VA Mortgage Alabama
  • 3350 L and N Drive, Huntsville, AL, 35801
  • Whether you are refinancing or purchasing a home, VA mortgage Alabama can save you thousands! We do this by receiving fixed compensation from our lenders (compensation that is not driven by interest rates). This allows us in most cases to eliminate origination fees and absorb 3rd party fees by giving back the market premium.

  • 1st Family Mortgage Company
  • 900-A Merchants Walk SW, Huntsville, AL, 35801
  • The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing.

    We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"