Explore the differences! FHA VS Conventional loan programs in Wayne, Wayne County, Michigan

In 2025, the Conventional loan limit in Wayne, within Wayne county, MI, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's leading rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in selecting the best program in MI for your financial goals.

Review offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Wayne, Wayne, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is relevant for zip codes: 48184

Discovering Conventional and FHA Loan Options in Wayne, MI

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan quickly, without hassle. Choose one of three pathways that result in aligning with matching lenders and loan programs.

Results from USDA loan requests via Lendersa


  • Carolina Foothills Federal Credit Union
  • 520 North Church Street, Spartanburg, SC, 29303
  • Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.
  • Uwharrie Bank
  • 132 N 1st St, Albemarle, NC, 28001
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • Cambria Mortgage
  • 251 West Main Street, Albemarle, NC, 28001
  • Cambria Mortgage is a boutique Brokerage with offices in North Carolina and Texas. We market exclusively by referral -- our focus being on exceeding all stakeholder expectations and developing client advocates for our services.With a keen focus on customer care, communications and effective technology
  • Davis & Davis IG
  • 8601 Six Forks Rd, STE 400, Raleigh, NC, 27615
  • Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
  • West Town Bank & Trust
  • 8450 Falls of Neuse Road, Suite 204, Raleigh, NC, 27615
  • At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.
  • Dash Home Loans, a Division of Primary Residential Mortgage, Inc.
  • 131 Wind Chime Court, Raleigh, NC, 27615
  • Dash Home Loans is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions.
  • Perennial Mortgage Group
  • 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
  • We have been committed to providing our clients with the highest quality service combined with the lowest rates and/or costs available. We will work with you one on one to ensure you receive a financial solution that is tailored specifically to your needs. Whether you are purchasing your dream home, ReFinancing an existing loan.
  • VISION LENDING SERVICES
  • 9208 Falls Of Neuse Rd, Suite 101, Raleigh, NC, 27615
  • Vision Lending service are North Carolina. We strive to help build the community through responsible financing. We provide financial guidance so that you get the best loan product available. Our mission is to build and grow the great state of North Carolina through homeownership.
  • Glenn Eagle Lending Inc
  • 181-202 Wind Chime Ct, Raleigh, NC, 27615
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oak City Lending LLC
  • 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615
  • Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.
  • Advantage Lending, LLC
  • 7521-101 Mourning Dove Road, Raleigh, NC, 27615
  • Advantage Lending is a continuously evolving mortgage lender committed to customer education & transparency. As a full service mortgage banker we handle the processing underwriting & funding of your loan in-house. This level of control over the entire mortgage application & approval process translates to simplicity
  • ADR Mortgage
  • 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
  • ADRMortgage.com, as a company and individually, have a perfect better business bureau record. While we can't deny that mistakes happen, we employ a 2-person approach to ensuring a smooth closing for your primary (as well as second and investor) home. We have closed over $100, 000, 000 in mortgage loans since 2005 and have 0 BBB complaints.