FHA VS Conventional loan programs in 2025 for Rochester, Oakland County, Michigan
In 2025, within the county of Oakland, MI, the Conventional loan cap for a single-family home in Rochester is $726,200, while the FHA cap is $472,030.
Utilize Lendersa®'s Conventional loan calculator to analyze current top rates across Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and paperwork necessary to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in selecting the best program for your financial needs in MI.
2025 Loan Limits and Down Payment Requirements in Rochester, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 48307, 48308
Variety of Conventional and FHA Loan Choices in Rochester, MI
The aim at Lendersa® is to quickly secure you the best possible Conventional, USDA, or FHA loan experience without hassle. Choose from one of three paths that lead to matching lenders and suitable loan programs.
Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
230 S Buchanan St, Suite A, Edwardsville, IL, 62025
American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.
"Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations.
We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807
Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
Bayside Mortgage Services Inc, we've been helping customers acheive the dream of home ownership since 2003. Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process
For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender.
Ambler Savings Bank has been serving the financial needs of residents
