Explore the differences! FHA VS Conventional loan programs in Rochester, Oakland County, Michigan
In 2025, within the county of Oakland, MI, the Conventional loan cap for a single-family home in Rochester is $726,200, while the FHA cap is $472,030.
Utilize Lendersa®'s Conventional loan calculator to analyze current top rates across Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and paperwork necessary to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in selecting the best program for your financial needs in MI.
2025 Loan Limits and Down Payment Requirements in Rochester, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 48307, 48308
Variety of Conventional and FHA Loan Choices in Rochester, MI
The aim at Lendersa® is to quickly secure you the best possible Conventional, USDA, or FHA loan experience without hassle. Choose from one of three paths that lead to matching lenders and suitable loan programs.
5975 South Quebec Street, Suite 275, Englewood, CO, 80111
Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
6436 South Racine Circle, Suite 117, Centennial, CO, 80111
We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
7120 East Orchard Road, Suite 400, Englewood, CO, 80111
Our mission at Custom Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Colorado Lending Group is more than a mortgage lender—we are a team that strives to make home purchases and refinancing easier and more convenient. Serving Greenwood Village, Colorado, and the rest of the state, we strive to deliver up-to-date advice backed by more than 20 years of experience in the industry.
5445 DTC Parkway Penthouse, Suite 4, Englewood, CO, 80111
Homestead Lending, our dream is to help you realize YOUR dreams of home. Whether you are looking to PURCHASE a home, or REFINANCE your current home, our experts can find the perfect loan just for you and We have over over 30 years experience of working with home-buyers to realize their dreams of home-ownership. Our top priority
7935 East Prentice Avenue, Suite 301W, Englewood, CO, 80111
Foxfield Financial, our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. We make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
7350 East Progress Place, Suite 100, Englewood, CO, 80111
"Strong Financial Group Inc We help Coloradans and Californians obtain residential and commercial mortgages that best suite their unique, personal needs. Having been in business for over 17 years, we take pride in the personal touch we attach to each and every transaction and we offer a Conventional
FHA & VA Jumbo Loans Loan Amounts and more"
