FHA VS Conventional loan programs in 2025 for Rochester, Oakland County, Michigan
In 2025, within the county of Oakland, MI, the Conventional loan cap for a single-family home in Rochester is $726,200, while the FHA cap is $472,030.
Utilize Lendersa®'s Conventional loan calculator to analyze current top rates across Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and paperwork necessary to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in selecting the best program for your financial needs in MI.
2025 Loan Limits and Down Payment Requirements in Rochester, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 48307, 48308
Variety of Conventional and FHA Loan Choices in Rochester, MI
The aim at Lendersa® is to quickly secure you the best possible Conventional, USDA, or FHA loan experience without hassle. Choose from one of three paths that lead to matching lenders and suitable loan programs.
"Real Loan Partners Providing ""VALUE"" ...through Service, Integrity and Trust since 2001! My commitment and dedication towards excellent customer service began prior to becoming a loan originator. It actually began at the beginning of my hospitality industry.Established in 2001.
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MOR Lending is not the same old stuffy mortgage company. Our young and energetic team of Lending V.I.P will make sure you are their number one concern. MOR is built on three simple principles
Rapid Response - We communicate with you on the phone, text, email or DM. And we follow up quickly and professionally
At Vista Lending we take great care in providing you with financing solutions that fit your current needs and long-term goals. No two home owners are alike and we strive to educate you through financing options while providing a concierge level of service. You can expect that level of service to carry on after your closing.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
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What makes TREF, LLC stand out from the retail lenders is a dedicated local team.
