Conventional Loans Vs FHA in Rochester-Hills, MI [in 2025]

In 2025, the conventional loan limit in Rochester-Hills, located in Oakland County, MI, is $647,200; however, the FHA limit for a single-family home is set at $420,680, delineating clear funding boundaries for buyers in the area.

Lendersa® offers a state-of-the-art Conventional loan calculator to help borrowers compare the best rates between Conventional, FHA, and USDA loans for today. Determine your required income, credit score, reserves, and documentation for qualification seamlessly. This advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options for side-by-side comparison, aiding in identifying which plan in MI best meets your specific financial goals.

Variety of Conventional and FHA Loan Options in Rochester-Hills, MI

The mission of Lendersa® is to ensure you obtain the optimal Conventional, USDA, or FHA loan easily and swiftly, without unnecessary hassle. Choose from one of three starting pathways crafted to match you with the right lenders and suitable loan programs tailored to your financial needs.

Lendersa's USDA loan request and matched results

(360) 901-3210 Lender's profile and map Reviews Lloyd White, Jr 13115 NE 4th Street, Suite 160, Vancouver, WA, 98684 Summit Mortgage Corporation - NMLS 3236, NMLS Access https://nmlsconsumeraccess.org/, is a Portland-based direct lender licensed in Oregon, Washington, California, and Idaho. We've been embedded in the Pacific Northwest since 1997. We like to consider ourselves locals and pride ourselves in doing so.
(360) 910-3290 Lender's profile and map Reviews NW Funding Group- Bill Black 12411 SE 2nd circle, Vancouver, WA, 98684 We are a full-service mortgage company based in Vancouver, WA. We specialize in Jumbo- 12 month Bank Statement in Vancouver. We also serve the surrounding cities in Clark County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, a better rate and term, we can assist you.
(844) 539-6631 Lender's profile and map Reviews Key One Financial Inc. 15524 SE Mill Plain Blvd, Suite 200A, Vancouver, WA, 98684 Working with Erin and Key One Financial Inc., you can expect to be kept completely up to date on your loan process, giving you the peace of mind needed to focus on the other aspects of buying a home. Erin addresses the far reaching impact the mortgage will have today and well into the future through his expertise with different situations.
(360) 836-5279 Lender's profile and map Reviews DIRECTORS MORTGAGE 315 NE 192nd Ave, Suite, Suite 305, Vancouver, WA, 98684 Directors Mortgage specializes in residential mortgage loans, purchases, refinances, construction loans, reverse mortgages & debt consolidation. Each Sr. Mortgage Specialist on our team has an average of 10 years experience in the mortgage industry. We are no stranger to getting our clients into the homes of their dreams..
(360) 567-0752 Lender's profile and map Reviews NorthWest Funding Group 12411 SE 2nd Cir, Vancouver, WA, 98684 The NorthWest Funding Group Team is committed to providing clients with a wide selection of home loans combined with incredible service. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help make your dreams come true
(877) 268-4998 Lender's profile and map Reviews Prestige Home Services, Inc. 12548 Avocado Way, Riverside, CA, 92503 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(951) 760-3870 Lender's profile and map Reviews Top Loan Fundings 3461 Hillview Drive, Riverside, CA, 92503 Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
(951) 833-5222 Lender's profile and map Reviews Pacific Sun Lending, Inc. 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503 Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
(951) 688-4902 Lender's profile and map Reviews Standing Stone Real Estate, Inc. 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503 Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
(800) 674-3454 Lender's profile and map Reviews Newridge Funding Group Inc. 4804 Arlington Avenue, Riverside, CA, 92503 Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
(951) 543-5151 Lender's profile and map Reviews Upright Mortgage 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503 Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.