Explore the differences! FHA VS Conventional loan programs in Walled-Lake, Oakland County, Michigan

In 2025, the limit for a Conventional loan in Walled-Lake, within Oakland county, MI, is $647,200, whereas the FHA loan limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator helps you compare current top rates for Conventional, FHA, and USDA loans. It allows you to find out about the needed income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, see side-by-side the Conforming Conventional, USDA, FHA, and VA loans to determine which program in MI fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Walled-Lake, Oakland County, MI

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 48390

Conventional and FHA Loan Options in Walled-Lake, MI

Lendersa® endeavors to rapidly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting methods for matching with lenders and appropriate loan programs.

Results from Lendersa USDA loan requests


  • V.I.P. Mortgage, Inc.
  • 9221 E Via de Ventura, Scottsdale, AZ, 85258
  • VIP wasn’t started as a company, but as an idea. An idea that the mortgage lending process could be simplified. An idea that the dream of homeownership is very much alive and well. And, an idea that the people working on your loan understand what you are going through because they have been there themselves.
  • TOP FLITE FINANCIAL, INC.
  • 9590 E. Ironwood Square Drive, Suite 222, Scottsdale, AZ, 85258
  • Top Flite Financial Inc was started in an eighty square foot home office in 2002 by Tim and Tracie Baise. Since its inception, Top Flite has grown to more than 60 retail office locations nationwide, with roughly 340 employees in 34 states. The same husband and wife team who launched the company are still the first employees in the door every day,
  • Inca Capital
  • 7377 East Doubletree Ranch Road, Suite 190, Scottsdale, AZ, 85258
  • INCA Capital is a direct source of private capital for financing all types of real estate in the Southwest including Arizona, California, Colorado, Nevada and Utah. With over 75 years’ experience in real estate financing, construction and development, we are able to originate, underwrite, structure and fund all types of real estate loans.
  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • "We can help you get the lifestyle you desire with the best loan options and most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."
  • NationsChoice Mortgage
  • 3303 East Baseline Road, Gilbert, AZ, 85234
  • "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994. Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
  • Lewis Clark Credit Union
  • 604 Bryden Avenue, Lewiston, ID, 83501
  • Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.
  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
  • LATAH CREDIT UNION
  • 912 South Washington Street, Moscow, ID, 83843
  • Latah Credit Union provides competitive financial services to all who live, work, volunteer, worship, do business in, or go to school in Latah, Benewah, Kootenai, Boundary, Bonner, Shoshone, Nez Perce and Lewis Counties and to students enrolled in a unified program of study at the University of Idaho.