FHA VS Conventional loan in Wixom, Oakland County, Michigan

In the year 2025, the conventional loan threshold for a single-family residence in Wixom, Oakland county, located in MI, is stated as $726,200; conversely, the FHA loan ceiling is $472,030.

The Lendersa® Conventional loan calculator is an excellent tool for comparing today's most favorable rates offered through Conventional programs against those of FHA and USDA options. This powerful calculator provides insights into the income levels, credit scores, and financial reserves needed to qualify for these loans. Our advanced mortgage calculator presents a side-by-side analysis of Conforming Conventional loans alongside USDA, FHA, and even VA loans, empowering you to choose the most suitable program for your financial situation in MI.

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Understanding loan limits and down payment requirements for 2025 in Wixom, Oakland county of MI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison is applicable to the following zip codes: 48393

Examining Conventional and FHA Loan Possibilities in Wixom, MI

The mission of Lendersa® is to facilitate swift and straightforward access to the best possible Conventional, USDA, or FHA loans. Begin your journey by choosing one of these three starting points, which will align you with matching lenders and loan programs suitable for your financial needs.

Insights into Lendersa USDA loan requests and matching outcomes


  • The Q Kapital Group Corp
  • 18851 Northeast 29th Avenue, Suite 104A, Aventura, FL, 33180
  • "Q Kapital Group, formed by Mauricio Ordoñez and Gaston Schneider is a Boutique Mortgage Specialized in Lending to Foreign National Investing in Residential & Commercial Real Estate We lend in Florida, New York, Texas & Colorado. We can lend to Foreign Nationals up to 70% Loan To Value. Q Kapital is Located in Miami Florida"
  • LendersUSAcom Inc
  • 21666 Marigot Dr., Boca Raton, FL, 33180
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Secured Financial Mortgage Inc
  • 18851 NE 29th Avenue, Suite 700, Aventura, FL, 33180
  • We are a full-service mortgage company based in Aventura, Florida. Specializing both Onwer Occupied and Investment residential loan origiation, one-to-four unit properties, both purchase and refinance. Whether you are buying or refinancing, we can help you realize your dream of homeownership as an owner occupant or Real Estate investor.
  • Pordes Mortgage Group Inc
  • 21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180
  • Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.
  • KalbAdvisors Mortgage Solutions LLC
  • 20900 Northeast 30th Avenue, Unit 703E, Aventura, FL, 33180
  • To service our clients with integrity, commitment and service excellence. To find the best products for our clients’ individual needs and to utilize our 30 years of combined mortgage knowledge in residential, foreign national, and commercial lending to benefit our clients. We consider our clients to be part of our family and are valued as such.
  • Mayer Capital FS Inc
  • 20191 East Country Club Drive, Suite 2701, Aventura, FL, 33180
  • Mayer Capital is a mortgage brokerage based out of Miami, Florida. Founded by Loan Officers with the idea of every LO should be in charge of their own files and lives. We have all experienced what it’s like working with limited resources, compensation, loan programs and being tied as an employee to a financial institution.
  • Secured Horizon Financial Group Inc
  • 1801 Northeast 123rd Street, Suite 314, North Miami, FL, 33180
  • We proudly provide a wide range of portfolio and conventional residential & commercial mortgage programs for the special type of borrower that has special requirement. Or the special type of a property that does not fit into a normal bank mortgage requirement. We are an Award Portfolio Lender.
  • Shoreline Mortgage Inc
  • 20201 E Country Club Drive, Suite 1202, Aventura, FL, 33180
  • Shoreline Mortgage was founded in 1989 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates commissioned loan officer, the highest cost component of the mortgage process. We further reduce costs by utilizing automated underwriting systems.