FHA VS Conventional loan programs in Northville, Wayne County, Michigan

In the year 2026, the conventional loan limit for a single-family residence in Northville, which is part of Wayne county in MI, is valued at $726,200. Additionally, the FHA loan limit for such a home amounts to $472,030.

To explore the most advantageous rates of the day for Conventional, FHA, and USDA loans, make use of the Lendersa® Conventional loan calculator. Assess the essential income, credit quality, reserves, and documentation needed to qualify for different loans. Our comprehensive mortgage assessment tool enables side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, allowing you to determine which loan program in MI best suits your unique financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Northville, County of Wayne, MI

Type of Loan Limit on Loan Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 48167

Options for Conventional and FHA Loans in Northville, MI

Lendersa® aims to facilitate the procurement of optimal Conventional, USDA, or FHA loans swiftly and with ease. Choose one of the three beginning pathways to find suitable lenders and loan programs.

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Northville Lenders

  • Lendingpoint Mortgage LLC
  • 133 West Main St, Suite 155A, Northville, MI, 48167
  • Lends in Michigan
  • Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.

  • 1st Residential Lending Inc
  • 49028 Running Trout Lane, Northville, MI, 48168
  • Lends in Michigan
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Lends in Michigan
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.

  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.

  • Advisors Capital, Inc.
  • 9810 Grand River Ave, Suite C-200, Novi, MI, 48375
  • Lends in Michigan
  • We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.

  • Pro Mortgage Funding
  • 43422 W Oaks Dr, Suite 421, Novi, MI, 48377
  • Lends in Michigan
  • We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.

  • N2Funding & Investments LLC
  • 221 N. Main St, Plymouth, MI, 48170
  • Lends in Michigan
  • Unlock new opportunities with N2Funding & Investments LLC, spearheaded by David Nelson. Committed to driving your financial success with tailored funding solutions that meet your unique needs. We are a nationwide Funding Brokerage
    Specializing in assisting qualified borrowers in obtaining Unsecured Cash Loans for any purpose.
    • Real Estate (Ga

  • Level Up Home Loans LLC
  • 42191 East Ann Arbor Road, Plymouth, MI, 48170
  • Lends in Michigan
  • Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Key Mortgage Ink
  • 42875 Five Mile Rd., Plymouth, MI, 48170
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.