Explore the differences! FHA VS Conventional loan programs in Northville, Wayne County, Michigan

In the year 2026, the conventional loan limit for a single-family residence in Northville, which is part of Wayne county in MI, is valued at $726,200. Additionally, the FHA loan limit for such a home amounts to $472,030.

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To explore the most advantageous rates of the day for Conventional, FHA, and USDA loans, make use of the Lendersa® Conventional loan calculator. Assess the essential income, credit quality, reserves, and documentation needed to qualify for different loans. Our comprehensive mortgage assessment tool enables side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, allowing you to determine which loan program in MI best suits your unique financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Northville, County of Wayne, MI

Type of Loan Limit on Loan Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 48167

Options for Conventional and FHA Loans in Northville, MI

Lendersa® aims to facilitate the procurement of optimal Conventional, USDA, or FHA loans swiftly and with ease. Choose one of the three beginning pathways to find suitable lenders and loan programs.

  1. Submit a comprehensive request for enhanced Conventional/USDA/FHA loan options
  2. Examine FHA, USDA, and Conventional rates & terms initially
  3. Peruse the most extensive directory of Conventional lenders
USDA loan request matched by Lendersa



  • Dominion Energy Credit Union
  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225

  • Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.

  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225

  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.

  • KORE Mortgage LLC
  • 7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225

  • Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Singer Financial Corporation
  • 1708 Locust St, Philadelphia, PA, 19103

  • We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.

  • HomeLend Financial Inc
  • 1900 Market Street, 8th Floor, Philadelphia, PA, 19103

  • HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • UMortgage
  • 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103

  • UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.

  • Chesen Mortgage Group
  • 1626 Locust Street, Suite 404, Philadelphia, PA, 19103

  • We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.

  • Epoch Lending, LLC
  • 2001 Market Street, Suite 2500, Philadelphia, PA, 19103

  • Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.

  • Kenny Financial Services, Inc.
  • 1601 Market Street, 19th Floor, Philadelphia, PA, 19103

  • Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!

  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069

  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219

  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • LendingDeck
  • 1401 E Cary St, Suite 400-A, Richmond, VA, 23219

  • LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.
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