Explore the differences! FHA VS Conventional loan programs in Wyoming, Kent County, Michigan
In the year 2026, the conventional loan limit for Wyoming, situated in Kent County, MI, is established at $726,200. On the contrary, for FHA loans, the upper boundary for a single-family home is $472,030, providing important threshold details for homebuyers.
Utilize the Lendersa® Conventional loan calculator to effectively compare the current top rates between Conventional, FHA, and USDA loan options. This tool assists in determining required income, credit standings, reserves, and necessary documentation. Through our advanced mortgage calculator, you can directly compare Conforming Conventional loans to USDA, FHA, and VA plans, aiding in your decision on which financial strategy in MI best fits your circumstances.
2026 Loan Limits and Down Payment Requirements in Wyoming, Kent County, MI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above table applies to the following zip codes: 49509
Exploring Conventional and FHA Loan Alternatives in Wyoming, MI
Lendersa® aims to connect you with the most favorable Conventional, USDA, or FHA loan options swiftly and with minimal hassle. Choose one of three initial pathways designed to align you with the right lenders and the ideal loan programs.
MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.
American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington.
Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.
About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.
Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown.
The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
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We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options
Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
