FHA VS Conventional loan programs in Bayport, Washington County, Minnesota

In the year 2025, within the city of Bayport, which is situated in the county of Washington, MN, the limit for a Conventional loan is $726,200. Meanwhile, for a single-family home, the FHA loan limit stands at $515,200.

The Lendersa® Conventional loan calculator is an essential tool to compare today's best rates among Conventional, FHA, and USDA loans. It allows you to determine the required income, credit scores, reserves, and other documentation needed for qualification. By using our advanced mortgage calculator, you can easily see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you to choose the right program in MN that suits your unique financial situation.

Explore loan offers from a wide range of 100 lenders

2025 Loan Limits and Down Payment Requirements in Bayport, County of Washington, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison is applicable for the following zip codes: 55003

Examine Conventional and FHA Loan Options in Bayport, MN

At Lendersa®, our goal is to efficiently provide you with the best available Conventional, USDA, or FHA loans without complications. Choose from one of the three outlined starting points to identify matching lenders and loan programs that align with your financial needs.

Results of Lendersa's USDA loan request and matching process


  • Golden State Mortgage, Inc.
  • 601 W. Kettleman Lane, Suite B, Lodi, CA, 95240
  • "At www.GsmLoans.com, you can find information on different Loan Programs and find the best loan for you. Also find information on local schools, weather, links and other resources for the Lodi area and its surrounding communities. Our team at Golden State Mortgage, Inc. can assist you with a variety of real estate services,"
  • Sunrise Vista Mortgage
  • 836 57th Street, Suite 202, Sacramento, CA, 95819
  • The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER
  • Capital Five Finance
  • 4825 J Street, Suite 201, Sacramento, CA, 95819
  • "CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities. We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."
  • Pasadena Service Federal Credit Union
  • 670 N. Rosemead Blvd, Pasadena, CA, 91107
  • Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
  • R&A Financial Group, Inc
  • 338 South Rosemead Blvd, Pasadena, CA, 91107
  • Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
  • Fidelity Funding
  • 3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
  • Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
  • Nationwide Capital
  • 2181 E. Foothill Blvd, Suite 207, Pasadena, CA, 91107
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Financial Services
  • 482 North Rosemead Boulevard, Suite 105, Pasadena, CA, 91107
  • Key Financial Services is a firm believer in customer service, and we make sure all our clients have our full attention with a clear understanding of the entire mortgage process. Here at Key Financial Services, we have a professional, experienced and friendly staff working behind the scenes to secure your loan.
  • Quest Financial
  • 675 Rim Road, Pasadena, CA, 91107
  • Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.
  • El Monte Community Credit Union
  • 11718 Ramona Blvd, El Monte, CA, 91732
  • Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.