FHA VS Conventional loan programs in 2025 for Lake-Elmo, Washington County, Minnesota
In 2025, the conventional loan limit for Lake-Elmo, within Washington county, MN, is $647,200, whereas the FHA cap for a single-family home is $448,500.
The Lendersa® Conventional loan calculator helps you explore today's best rates among Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and necessary documentation to qualify. Our advanced calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial conditions in MN.
2025 Loan Limits and Downpayment Requirements in Lake-Elmo, Washington, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$448,500
3.5%
This table applies to the zip codes: 55042
Conventional and FHA Loan Options in Lake-Elmo, MN
Lendersa® aims to get you the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to find matching lenders and loan programs suited to your needs.
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Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
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