FHA VS Conventional loan in Oak-Park-Heights, Washington County, Minnesota

In the year 2026, the limit for Conventional loans in Oak-Park-Heights, located in the county of Washington, MN, is set at $647,200. Conversely, the limit for FHA loans for a single-family dwelling is $448,500.

Leverage the Lendersa® Conventional loan calculator to compare today's best Conventional, FHA, and USDA rates, and assess what income, credit, reserves, and documentation are needed to qualify. Our comprehensive mortgage calculator allows you to see, side-by-side, the differences in Conforming Conventional loans, alongside USDA, FHA, and VA options, so you can choose the best suited for your financial needs in MN.

Discover loan offers from 100 different lenders

2026 loan ceilings and down payment criteria in Oak-Park-Heights, county of Washington, MN

Loan Category Maximum Loan Minimum Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

This comparison table is applicable to the following zip codes: 55082

Diverse loan pathways in Oak-Park-Heights, MN: Conventional and FHA

At Lendersa®, we are dedicated to helping you secure the most beneficial Conventional, USDA or FHA loans swiftly and effortlessly. Choose among three options to find lenders and loan programs that suit your needs.

Lendersa USDA loan request and matching results


  • DFI Funding
  • 78-365 Highway 111 #529, La Quinta, CA, 92253
  • DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.

  • Capital Group Funding
  • 11263 NW 51st St, Coral Springs, FL, 33076
  • On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.

  • Elite Lending Solutions Incorporated
  • 5850 Coral Ridge Drive, Pompano Beach, FL, 33076
  • At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • AAA Financial Corporation
  • 8811 S Miralago Way, Parkland, FL, 33076
  • AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!

  • Jet Direct Mortgage
  • 7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
  • At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Real Estate Loans and Homes
  • 27489 Silver Lakes Parkway, Helendale, CA, 92342
  • Real Estate Loans and Homes we offer a wide variety of loan programs starting from as low as 500 fico. Also Down Payment and Closing Cost Assistance Programs in CA. The USDA Rural zero down program from a minimum 580 fico in CA. The VA/CalVet are no down payment no closing costs programs. We have conventional home loans from a minimum.

  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.

  • Titan Funding
  • 2701 NW Boca Raton Blvd, Suite 105, Boca Raton, FL, 33431
  • Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.

  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check

  • mark my mortgage
  • 2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,

  • U.S. Mortgage of Texas
  • 4800 N. Federal Hwy, Bldg E, Suite 200, Boca Raton, FL, 33431
  • US Mortgage of Texas is a full service lender whose primary focus is to serve our Texas mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process.

    We can assist you with qualifying.