FHA VS Conventional loan programs in Zimmerman, Sherburne County, Minnesota
In 2026, the conventional loan limit for Zimmerman, Sherburne county, MN, is $726,200, while a single-family home under FHA is limited to $515,200.
Utilize the Lendersa® Conventional loan calculator to find today's top rates for Conventional, FHA, and USDA. Determine what income, credit, reserves, and documents you need to qualify. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in MN for your finances.
2026 Loan Limits and Down Payment in Zimmerman, Sherburne, MN
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$358,800
0%
FHA
$515,200
3.5%
Applicable for zip codes: 55398
Conventional and FHA Options in Zimmerman, MN
The aim of Lendersa® is to swiftly provide the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to match with lenders and programs.
The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
5600 La Centre Ave, Suite 100, Albertville, MN, 55301
Lends in Minnesota
St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.
13750 Crosstown Drive NW, Suite 200, Minneapolis, MN, 55304
Lends in Minnesota
The Quality Choice Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced
