FHA VS Conventional loan programs in Breckenridge, Wilkin County, Minnesota

In 2025, the maximum limit for a conventional loan in Breckenridge, within Wilkin county, MN, is set at $726,200, while for an FHA loan, the limit is $472,030 for a single-family home.

The Lendersa® Conventional loan calculator allows you to compare the most favorable rates for Conventional, FHA, and USDA loans today, helping you determine the income, credit, reserves, and documents you need to qualify. This comprehensive mortgage tool lets you place Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding in selecting the most suitable program in MN for your financial situation.

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2025 loan limits and down payment requirements in Breckenridge, Wilkin county, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: The table above pertains to zip codes: 56520

Explore Conventional and FHA loan offerings in Breckenridge, MN

The mission of Lendersa® is to facilitate the acquisition of the most beneficial Conventional, USDA, or FHA loan quickly, without difficulty. Start with any of these three options, leading to the discovery of compatible lenders and loan programs.

Outcomes from USDA loan request at Lendersa


  • SouthPoint Bank
  • 3501 Grandview Parkway, Birmingham, AL, 35243
  • SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
  • Horizon Federal Credit Union
  • 2849 Reach Road, Williamsport, PA, 17701
  • Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
  • Mortgage Funding, LLC
  • 2171 Clearbrook Rd, Birmingham, AL, 35226
  • At NMI Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
  • Liberty Mortgage Corporation
  • 200 Williamsburg Office Park, Birmingham, AL, 35216
  • At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
  • Method Mortgage, LLC
  • 601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216
  • Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
  • WNC Community Credit Union
  • 27 Kent Lane, Waynesville, NC, 28786
  • WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world. Our members are treated with dignity, respect,
  • Mountain Credit Union
  • 1700 Russ Avenue, Waynesville, NC, 28786
  • Mountain Credit Union was granted an amendment to our Community Charter allowing us to serve four additional Western North Carolina counties – Cherokee, Clay, Graham and Madison. Our charter now allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, etc