In the year 2026, the conventional loan limit in the county of Clay, located in Moorhead, MN is $726,200, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate current top rates among Conventional, FHA, and USDA options. This tool helps you assess the income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage calculator, you can compare Conforming Conventional loans along with USDA, FHA, and VA loans side by side, aiding in your decision on the best program in MN for your financial needs.
Explore loan offers from 100 lenders.
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is relevant to these zip codes: 56560
At Lendersa®, our objective is to promptly offer you the most advantageous Conventional, USDA, or FHA loan without any hassle. You can choose one of three starting paths to connect with matching lenders and appropriate loan programs.
Moorhead Lenders |
|
Bridge Loan Guides
