FHA VS Conventional loan programs in 2025 for Moorhead, Clay County, Minnesota
In the year 2025, the conventional loan limit in the county of Clay, located in Moorhead, MN is $726,200, while the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate current top rates among Conventional, FHA, and USDA options. This tool helps you assess the income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage calculator, you can compare Conforming Conventional loans along with USDA, FHA, and VA loans side by side, aiding in your decision on the best program in MN for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Moorhead, County of Clay, MN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant to these zip codes: 56560, 56562, 56563
Explore Your Conventional and FHA Loan Options in Moorhead, MN
At Lendersa®, our objective is to promptly offer you the most advantageous Conventional, USDA, or FHA loan without any hassle. You can choose one of three starting paths to connect with matching lenders and appropriate loan programs.
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
YLM Financial is the smart choice for all of your mortgage needs. We are a family-owned company that emphasizes community, relationships, honesty, and integrity in everything that we do. As a company, we are committed to you, our valued client. YLM’s focus is to provide quality service and communication throughout the loan process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Assurance 832 was formed to help small businesses survive and thrive by getting the funds they need. With our extensive network of investors and alternative lenders we can get funds to our clients in hours. Our passion is to see people’s dreams fulfilled and there is no bigger dream than the American Dream of working for yourself.
2298 W Horizon Ridge Pkwy #213, Henderson, NV, 89052
Taylor Derrick Capital is a real estate investment management company that provides alternative investments in real estate debt and equity ventures. Our efforts are focused in the western states where we have deep relationships and valuable experience in the real estate industry.
211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002
Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
Introducing Hybridge Holdings, your go-to destination for private lending with unbeatable advantages. With same-day funding, our streamlined process ensures quick access to the funds you need. Experience complete transparency with our straightforward fee structure, and rest assured knowing we guarantee the lowest rates in the market. Contact us tod
