Explore the differences! FHA VS Conventional loan programs in Moorhead, Clay County, Minnesota

In 2025, Convetional loan limit in Moorhead, county of Clay, MN is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MN is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Moorhead, county of Clay, MN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 56560, 56562, 56563

Conventional and FHA loan options in Moorhead, MN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Think One Mortgage Inc
  • 1888 HYLAN BLVD, Staten Island, NY, 10305
  • "The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience. We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
  • Connvisions Capital Group
  • 5709 Enoree Lane, Raleigh, NC, 27616
  • Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
  • The First National Bank of Jeanerette
  • 1331 Main Street, Jeanerette, LA, 70544
  • The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness. Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
  • M1 Capital Corp
  • 50 Main St, Suite 1000, White Plains, NY, 10606
  • M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.
  • Blue Sky Mortgage Services of Nc
  • 330 Raleigh Street, Unit 2, Holly Springs, NC, 27540
  • Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients. Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
  • Sunset Lake Mortgage Inc.
  • 1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540
  • Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
  • Faze One Funding Limited Liability Company
  • 10 Rutland Road, Scarsdale, NY, 10583
  • Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
  • CITYSCAPE MORTGAGE CORP.
  • 700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
  • Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.